Applications / Mortgage Analytics / Lenders / Kansas / Community Bank of Wichita
Wichita, KS · State non-member bank · FDIC · $121 million assets · 65 loans in 2025
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65
loans originated, 2025
69
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Community Bank of Wichita grew faster than about nine in ten similar lenders in 2025, making 65 loans, 59% more than a year earlier.
Originations rose from 41 to 65, against growth of 9% at similar lenders (state non-member banks making between half and twice as many loans) and 10% for the whole market. Its dollar total roughly doubled, from $8.9 million to $18.1 million. Refinances were 41.5% of its loans, more than purchases.
In Wichita, where it has lent since 2006, it ranked 51 of 367 lenders with 0.5% of the market, up 0.2 points. Peoples Bank and Trust Company, Rocket Mortgage and Capitol Federal Savings Bank led.
Low- and moderate-income (LMI) areas took 26.6% of its loans, against 18.6% at peers, more than about seven in ten of them. Majority-minority areas took 12.3%, against 6.6%. LMI borrowers took 28.2%, close to peers' 27.2%.
Its typical loan was $145,000, against $175,000 at peers, lower than nearly two-thirds of them. It made no jumbo or government-backed loans. It filed no report for 2020 to 2022; those years are gaps in the record, not years without lending.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Community Bank of Wichita took 69 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 41.5% · Purchase 38.5% · Other 13.8% · Home improvement 6.2%
Conventional 100.0% · of 65 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kansas | 61 | 93.8% |
| Missouri | 3 | 4.6% |
| Texas | 1 | 1.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Wichita | 58 |
| Kansas City | 2 |
| San Antonio-New Braunfels | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300UTNHGSP4ICJE17 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2775692 | 2006–2023 |
| Respondent ID (the HMDA filer code before 2018) | 335118 | 2006–2016 |
Established 16 August 1999. Reported under HMDA 2006-2025.
Mergers, name changes, data editions and corrections: Community Bank of Wichita's data.
Community Bank of Wichita's data
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Community Bank of Wichita and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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