Applications / Mortgage Analytics / Lenders / Texas / Community Bank
Longview, TX · State non-member bank · FDIC · $310 million assets · 61 loans in 2025
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61
loans originated, 2025
71
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Community Bank, based in Longview, TX, makes bigger loans than most of its peers, and it lent in more places in 2025 even as its loan count fell.
Its typical loan was $215,000, against $170,000 at similar lenders (state non-member banks making between half and twice as many loans), larger than at about two-thirds of them. Purchases made up 55.7% of its lending and other purposes 34.4%.
Low- and moderate-income (LMI) borrowers took 10.6% of its loans, fewer than at more than four in five similar lenders. Its larger loans may mean it serves borrowers with higher incomes. Majority-minority areas took 19.7%, more than at about seven in ten similar lenders.
It made 61 loans, down 16% from 73, while similar lenders grew 8% and the whole market 10%. Those loans reached 16 counties, 7 metros and 5 states; in 2025 it lent for the first time in Pensacola and non-metro Mississippi. It filed no HMDA report for 2022, a gap in the record.
In Longview, TX, where it has lent since 1993, it ranked 20 of 306 lenders, and its share fell from 1.4% to 1.2%, in line with its lower loan count. United Wholesale Mortgage led.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Community Bank took 71 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 55.7% · Other 34.4% · Home improvement 4.9% · Refinance 4.9%
Conventional 100.0% · of 61 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 55 | 90.2% |
| Florida | 2 | 3.3% |
| Louisiana | 2 | 3.3% |
| Mississippi | 1 | 1.6% |
| Oklahoma | 1 | 1.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Longview | 47 |
| Shreveport-Bossier City | 2 |
| Dallas-Plano-Irving | 1 |
| Houston-Pasadena-The Woodlands | 1 |
| Miami-Miami Beach-Kendall | 1 |
| Pensacola-Ferry Pass-Brent | 1 |
| Tyler | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300YK8RG6J51VOI08 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 572655 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 325752 | 1993–2017 |
Established 15 October 1984. Reported under HMDA 1993-2025.
Mergers, name changes, data editions and corrections: Community Bank's data.
Community Bank's data
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