Applications / Mortgage Analytics / Lenders / Texas / Coleman County State Bank
Coleman, TX · State non-member bank · FDIC · $290 million assets · 64 loans in 2025
Coleman County State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
64
loans originated, 2025
85
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Coleman County State Bank is a home buyers' lender in Texas, and it is slowly making fewer loans. Its 64 loans in 2025 were 11% fewer than in 2024.
Home purchases made up 73.4% of its loans, refinances 15.6% and home improvement 9.4%; all were conventional. Its typical loan, $215,000, was larger than at about two-thirds of similar lenders (state non-member banks making between half and twice as many loans), where it was $170,000.
It filed no HMDA report for 2020, 2021 or 2022. Since it reported again in 2023 its loans went from 78 to 72 to 64. The 11% fall in 2025 compares with a rise of 9% at similar lenders.
In Abilene it ranked 24 of 251 lenders with 1.0% of the market, down 0.2 points; First Financial Bank led. In San Angelo it ranked 25 of 191 with 0.8%, down 0.6 points. Making fewer loans may explain both. In 2025 it lent for the first time in Hilton Head Island-Bluffton-Port Royal, Pensacola and Houston.
Low- and moderate-income (LMI) neighborhoods took 6.2% of its loans, against 18.8% at similar lenders, lower than at about nine in ten of them. The areas it serves and its focus on purchases are possible reasons, and on 64 loans a few loans move the share.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Coleman County State Bank took 85 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 73.4% · Refinance 15.6% · Home improvement 9.4% · Other 1.6%
Conventional 100.0% · of 64 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 61 | 95.3% |
| Florida | 1 | 1.6% |
| New Mexico | 1 | 1.6% |
| South Carolina | 1 | 1.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Abilene | 37 |
| San Angelo | 15 |
| Hilton Head Island-Bluffton-Port Royal | 1 |
| Houston-Pasadena-The Woodlands | 1 |
| Pensacola-Ferry Pass-Brent | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300YDU8N5KZBYRU81 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 761954 | 2005–2023 |
| Respondent ID (the HMDA filer code before 2018) | 315480 | 2005–2017 |
Established 15 October 1936. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: Coleman County State Bank's data.
Coleman County State Bank's data
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Coleman County State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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