Applications / Mortgage Analytics / Lenders / Maine / Casco Federal Credit Union
Gorham, ME · Credit union · NCUA · $117 million assets · 64 loans in 2025
Casco Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
64
loans originated, 2025
82
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Casco Federal Credit Union, a Maine credit union, lends mostly to people who already own their homes, and in 2025 it grew at the same pace as its peers.
Other-purpose loans made up 42.2% of originations and home improvement 39.1%; purchases were only 7.8%. That mix may explain a typical loan of $75,000, lower than the $95,000 at similar lenders (credit unions making between half and twice as many loans). In 2020 its typical loan was $205,000.
Originations rose 7% to 64, the same pace as similar lenders and slower than the whole market's 10%. The count was 130 in 2018.
Some 39.1% of its loans went to low- and moderate-income (LMI) borrowers, against 30.9% at peers, higher than about three in four. Only 9.4% were in LMI neighborhoods, against 17.4%, and none in majority-minority ones. Its lending sits in one metro area and five counties of Maine, where such neighborhoods may be few.
In Portland-South Portland, where it has lent since 1994, its share held at 0.1%, ranking 113 of 364, behind United Wholesale Mortgage and Bangor Savings Bank. Its typical rate, 5.99%, was lower than about nine in ten similar lenders'.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Casco Federal Credit Union took 82 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 42.2% · Home improvement 39.1% · Refinance 10.9% · Purchase 7.8%
Conventional 100.0% · of 64 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Maine | 64 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Portland-South Portland | 57 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900VVCX7PR9KDCK83 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 380186 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 59327 | 1994–2017 |
Established 1 January 1954. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Casco Federal Credit Union's data.
Casco Federal Credit Union's data
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Casco Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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