Applications / Mortgage Analytics / Lenders / Ohio / Buckeye State Bank
Powell, OH · State non-member bank · FDIC · $555 million assets · 110 loans in 2025
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110
loans originated, 2025
112
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Buckeye State Bank is growing fast: its 110 loans in 2025 were 69% more than in 2024, quicker growth than all but about one in twenty similar lenders.
It first reported in 2023, with 16 loans, then made 65 in 2024. Similar lenders, state non-member banks making between half and twice as many loans, grew 9% in 2025 and the whole market 10%. It also made its first loans in Santa Rosa-Petaluma, Phoenix-Mesa-Chandler and Monroe, MI, each with a very small share.
Home purchases were 80.9% of its lending. Loans insured by the Federal Housing Administration (FHA) made up 10.9% and loans guaranteed by the Department of Veterans Affairs (VA) 4.5%; the typical similar lender made neither. That is the mix of a purchase-mortgage shop more than of a small bank.
Its typical loan was $285,000, against $175,000 at similar lenders. Its total, $46.2 million, was higher than at about three in four peers. Its typical rate, 6.75%, was lower than at about three in four peers, whose typical rate was 7.00%.
In Columbus it ranked 89 of 596 lenders with 0.2%, unchanged. In Toledo its share rose 0.2 points to 0.2%, ranking 70 of 334. Low- and moderate-income borrowers took 32.0% of its loans, against 27.6% at peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Buckeye State Bank took 112 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 80.9% · Refinance 18.2% · Home improvement 0.9%
Conventional 84.5% · FHA 10.9% · VA 4.5% · of 110 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 104 | 94.5% |
| Michigan | 2 | 1.8% |
| Arizona | 1 | 0.9% |
| California | 1 | 0.9% |
| Georgia | 1 | 0.9% |
| Illinois | 1 | 0.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Columbus | 67 |
| Toledo | 20 |
| Dayton-Kettering-Beavercreek | 3 |
| Chicago-Naperville-Schaumburg | 1 |
| Monroe | 1 |
| Phoenix-Mesa-Chandler | 1 |
| Santa Rosa-Petaluma | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300YT2WUQF1W74119 | 2023–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 870913 | 2023–2023 |
Established 1 January 1885. Reported under HMDA 2023-2025.
Mergers, name changes, data editions and corrections: Buckeye State Bank's data.
Buckeye State Bank's data
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Buckeye State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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