Applications / Mortgage Analytics / Lenders / Texas / Broadstreet Bank
Mineola, TX · Savings institution · FDIC · $429 million assets · 56 loans in 2025
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56
loans originated, 2025
88
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Broadstreet Bank, a Texas savings bank whose biggest market is Tyler, makes small loans, a quarter of them for home improvement, and gained share in Tyler and Longview in 2025.
Its typical loan was $115,000, against $247,500 for similar lenders, lenders of the same type making between half and twice as many loans. That is among the lowest tenth of the group. Home improvement made up 25.0% of its loans, alongside 55.4% purchase and 19.6% refinance, a mix that may account for much of the gap. Manufactured homes were 5.4% of its loans; similar lenders typically made none.
It made 56 loans in 2025, up 8% from 52, while similar lenders were unchanged and the whole market grew 10%. That ended a slide. The bank made 249 loans in 2020 and fewer in each year after, down to 52 in 2024.
It ranks 47 of 345 lenders in Tyler, where its share rose to 0.5% from 0.4%; United Wholesale Mortgage leads there. In Longview its share rose to 0.2% from 0.0%, and it ranks 86 of 306. It first reported in 2019.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2019–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Broadstreet Bank took 88 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 55.4% · Home improvement 25.0% · Refinance 19.6%
Conventional 100.0% · of 56 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Texas | 56 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tyler | 13 |
| Dallas-Plano-Irving | 3 |
| Longview | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930067OMWEWTHVDO95 | 2019–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 279 | 2019–2023 |
Established 1 April 1934. Reported under HMDA 2019-2025.
Mergers, name changes, data editions and corrections: Broadstreet Bank's data.
Broadstreet Bank's data
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