Applications / Mortgage Analytics / Lenders / Iowa / Bridge Community Bank
Mount Vernon, IA · State non-member bank · FDIC · $148 million assets · 43 loans in 2025
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43
loans originated, 2025
47
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bridge Community Bank, a small Iowa bank, made fewer but larger loans in 2025, and it ranks among the top fifty lenders in both Cedar Rapids and Iowa City.
It made 43 loans in 2025, down 31% from 62. Similar lenders, lenders of the same type making between half and twice as many loans, grew 2%, and the whole market 10%. Its fall was larger than about nine in ten of them. Yet its dollar total barely moved, $10.0 million against $10.5 million, because its typical loan rose to $175,000 from $80,000. Fewer small loans, rather than less lending, is one plausible reading.
It ranks 49 of 210 lenders in Cedar Rapids, with an unchanged 0.2% of lending, and 32 of 171 in Iowa City, where its share slipped to 0.3% from 0.5%. That slip follows its lower loan count. GreenState Credit Union leads in both. The bank has lent in Cedar Rapids since 1999.
Purchase made up 53.5% of its loans and refinance 27.9%. All were conventional. Its share to borrowers with low or moderate incomes, 27.6%, was near the middle of similar lenders. It filed no report for 2020 to 2022, a gap in the record rather than years without lending.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Bridge Community Bank took 47 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 53.5% · Refinance 27.9% · Other 11.6% · Home improvement 7.0%
Conventional 100.0% · of 43 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Iowa | 41 | 95.3% |
| Missouri | 2 | 4.7% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Cedar Rapids | 17 |
| Iowa City | 9 |
| Des Moines-West Des Moines | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300181OTPC1TU7Q22 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 882541 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 312717 | 1999–2017 |
Established 8 September 1903. Reported under HMDA 1999-2025.
Mergers, name changes, data editions and corrections: Bridge Community Bank's data.
Bridge Community Bank's data
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Bridge Community Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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