Applications / Mortgage Analytics / Lenders / Alabama / Brantley Bank and Trust Company
Brantley, AL · State non-member bank · FDIC · $116 million assets · 45 loans in 2025
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45
loans originated, 2025
68
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Brantley Bank and Trust Company, a small Alabama bank, more than doubled its lending in 2025, and a third of its loans were on manufactured homes.
It made 45 loans in 2025, up 137% from 19. Similar lenders, lenders of the same type making between half and twice as many loans, grew 3%, and the whole market 10%. Its growth was higher than almost all of them. Its recent record starts in 2023, with 28 loans; it filed no report for 2018 to 2022, a gap in the record rather than years without lending.
Manufactured homes made up 33.3% of its loans, against 2.4% for similar lenders, more than almost all of them. Such homes usually cost less. That is one plain reason its typical loan, $95,000, was lower than the $165,000 of similar lenders and among the lowest tenth of them. All its loans were conventional.
Its biggest market is non-metro Alabama, where it ranks 157 of 523 lenders. In 2025 it entered Dothan, Auburn-Opelika, Crestview-Fort Walton Beach-Destin and Panama City-Panama City Beach, each with a very small share. Mortgage Research Center leads in Dothan.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2023–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Brantley Bank and Trust Company took 68 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 46.7% · Refinance 42.2% · Other 6.7% · Home improvement 4.4%
Conventional 100.0% · of 45 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Alabama | 42 | 93.3% |
| Florida | 2 | 4.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Montgomery | 3 |
| Dothan | 2 |
| Auburn-Opelika | 1 |
| Crestview-Fort Walton Beach-Destin | 1 |
| Panama City-Panama City Beach | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300GE8R74OGSIP159 | 2023–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 411231 | 2004–2016 |
| Respondent ID (the HMDA filer code before 2018) | 316386 | 1994–2016 |
Established 6 March 1946. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Brantley Bank and Trust Company's data.
Brantley Bank and Trust Company's data
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Brantley Bank and Trust Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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