Applications / Mortgage Analytics / Lenders / Wisconsin / Bank of Wisconsin Dells
Wisconsin Dells, WI · State non-member bank · FDIC · $1.1 billion assets · 39 loans in 2025
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39
loans originated, 2025
56
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Bank of Wisconsin Dells lends mostly to home buyers, but it made only 39 loans in 2025, against 243 in 2020.
Its loan count fell by 42%, from 67 to 39, while similar lenders (lenders of the same type making between half and twice as many loans) grew by 2% and the whole market by 10%. Only about one in twenty of them shrank faster. Its count has fallen every year since its 2020 peak, apart from a small rise in 2024. The figures do not show why.
Purchases made up 74.4% of its loans and refinances 23.1%. Every loan was conventional. Its typical loan was $215,000, against $165,000 at similar lenders, larger than at about two-thirds of them.
It has lent in Madison since 2004. Its share there fell by 0.1 points to 0.0%, and it ranks 144 of 380 in a market led by Summit Credit Union and UW Credit Union. With 39 loans in all, a few loans either way move that share.
Borrowers with low and moderate incomes (LMI) took 33.3% of its loans, against 26.9% at similar lenders, more than at about two-thirds of them. On 39 loans that is a small base to read much into.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Bank of Wisconsin Dells took 56 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 74.4% · Refinance 23.1% · Other 2.6%
Conventional 100.0% · of 39 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Wisconsin | 39 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Madison | 6 |
| Duluth | 2 |
| Milwaukee-Waukesha | 2 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300SK86EFHGUY2C52 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 894348 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 315136 | 2004–2017 |
Established 26 February 1910. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Bank of Wisconsin Dells's data.
Bank of Wisconsin Dells's data
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Bank of Wisconsin Dells and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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