The slide ends
It made 111 loans, a faster rise than at about seven in ten similar lenders (savings institutions making between half and twice as many loans). The count had fallen every year, from 402 in 2020 to 93 in 2024.
Applications / Mortgage Analytics / Lenders / Delaware / Artisans' Bank
Artisans' Bank
Wilmington, DE · Savings institution · FDIC · $715 million assets · 111 loans in 2025
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111
loans originated, 2025
133
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Artisans' Bank, a Delaware savings institution, made more loans in 2025 than a year before for the first time since 2020, a rise of 19% after years of decline.
More loans in minority neighborhoods
Majority-minority areas took 17.1% of its loans, against 5.6% at similar lenders, more than at about three in four of them. Five years earlier the share was 5.5%. Low- and moderate-income (LMI) areas took 16.4%, near the middle of its peers.
Bigger loans, fewer poorer borrowers
Its typical loan rose to $205,000 from $125,000, still below the $245,000 at peers. LMI borrowers took 19.3% of its loans, down from 36.4% in 2024. The shift toward larger loans may account for some of that, and on about a hundred loans ordinary swings from year to year may account for more.
Around Wilmington and Dover
It ranked 228 of 784 lenders in Philadelphia-Camden-Wilmington, where CrossCountry Mortgage led. In Dover it ranked 95 of 274 and gained 0.1 points of share; United Wholesale Mortgage led there. Home purchases made up 47.7% of its lending.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
111 loans in 2025, against a peak of 402 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Artisans' Bank took 133 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
47.7% of its 2025 loans were purchase loans; all were conventional loans.
Purchase 47.7% · Refinance 26.1% · Home improvement 14.4% · Other 11.7%
Conventional 100.0% · of 111 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
3 states, 4 metros, 8 counties
| State | Loans | Share |
|---|---|---|
| Delaware | 101 | 91.0% |
| Pennsylvania | 7 | 6.3% |
| Maryland | 3 | 2.7% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Wilmington | 66 |
| Dover | 8 |
| Philadelphia | 4 |
| Montgomery County-Bucks County-Chester County | 3 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300JPU10TNVWFRE67 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 73116 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 317123 | 1990–2017 |
Established 28 February 1861. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Artisans' Bank's data.
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