Applications / Mortgage Analytics / Lenders / Illinois / American Community Bank & Trust / Competition
American Community Bank & Trust
Woodstock, IL · State non-member bank · FDIC · $1.1 billion assets · 55 loans in 2025
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55
loans originated, 2025
60
applications, 2025
10
states and territories
0
gaps bigger than at similar lenders
Who American Community Bank & Trust competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHICAGO-NAPERVILLE-ELGIN, IL-IN, 2025
American Community Bank & Trust ranks 264th of 902 lenders in Chicago-Naperville-Elgin, IL-IN, with $21.9M lent: 0.0% of a $59.50B market.
Chicago-Naperville-Elgin, IL-IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Community Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — FLORENCE-MUSCLE SHOALS, AL, 2025
American Community Bank & Trust ranks 52nd of 220 lenders in Florence-Muscle Shoals, AL, with $2.5M lent: 0.3% of a $784.8M market.
Florence-Muscle Shoals, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Community Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SAN JUAN-BAYAMÓN-CAGUAS, PR, 2025
American Community Bank & Trust ranks 48th of 63 lenders in San Juan-Bayamón-Caguas, PR, with $2.0M lent: 0.1% of a $2.28B market.
San Juan-Bayamón-Caguas, PR is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Community Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 73% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO WASHINGTON, 2025
American Community Bank & Trust ranks 285th of 440 lenders in non-metro Washington, with $1.0M lent: 0.0% of a $6.13B market.
non-metro Washington is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Community Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — KENOSHA, WI, 2025
American Community Bank & Trust ranks 108th of 257 lenders in Kenosha, WI, with $980K lent: 0.1% of a $933.9M market.
Kenosha, WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and American Community Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — HILTON HEAD ISLAND-BLUFFTON-PORT ROYAL, SC, 2025
American Community Bank & Trust ranks 309th of 489 lenders in Hilton Head Island-Bluffton-Port Royal, SC, with $755K lent: 0.0% of a $3.64B market.
Hilton Head Island-Bluffton-Port Royal, SC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Community Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — ASHEVILLE, NC, 2025
American Community Bank & Trust ranks 276th of 422 lenders in Asheville, NC, with $625K lent: 0.0% of a $5.08B market.
Asheville, NC is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Community Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 60% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO INDIANA, 2025
American Community Bank & Trust ranks 407th of 555 lenders in non-metro Indiana, with $355K lent: 0.0% of a $5.84B market.
non-metro Indiana is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and American Community Bank & Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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