Applications / Mortgage Analytics / Lenders / Texas / America's Credit Union / Competition
America's Credit Union
Garland, TX · Credit union · NCUA · $413 million assets · 62 loans in 2025
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62
loans originated, 2025
104
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who America's Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — DALLAS-FORT WORTH-ARLINGTON, TX, 2025
America's Credit Union ranks 400th of 1,026 lenders in Dallas-Fort Worth-Arlington, TX, with $11.2M lent: 0.0% of a $63.42B market.
Dallas-Fort Worth-Arlington, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and America's Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SPRINGFIELD, MO, 2025
America's Credit Union ranks 153rd of 351 lenders in Springfield, MO, with $1.4M lent: 0.0% of a $3.08B market.
Springfield, MO is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and America's Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — SHERMAN-DENISON, TX, 2025
America's Credit Union ranks 243rd of 343 lenders in Sherman-Denison, TX, with $415K lent: 0.0% of a $1.28B market.
Sherman-Denison, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and America's Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
America's Credit Union ranks 823rd of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $335K lent: 0.0% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and America's Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — NON-METRO TEXAS, 2025
America's Credit Union ranks 811th of 831 lenders in non-metro Texas, with $85K lent: 0.0% of a $10.46B market.
non-metro Texas is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and America's Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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