Applications / Mortgage Analytics / Lenders / Indiana / Alliance Bank
Francesville, IN · State non-member bank · FDIC · $462 million assets · 46 loans in 2025
Alliance Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
46
loans originated, 2025
62
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Alliance Bank, a small Indiana bank, makes plain conventional purchase and refinance loans, and a larger share of them go to poorer borrowers than at most similar lenders.
In 2025, 39.3% of its loans went to low- and moderate-income (LMI) borrowers, against 27.8% at similar lenders (state non-member banks making between half and twice as many loans). That was higher than at about four in five of them, and up from 17.3% five years earlier. With only 46 loans, a few loans move this share.
It made 46 loans, down 8%, while similar lenders grew 4%. On so few loans the drop is a handful of loans, too small to read much into. It has made between 42 and 50 a year since 2022, far below the 138 it made in 2020.
Purchases were 65.2% of its loans and refinances 34.8%. It made nothing else, and every loan was conventional. Its typical loan, $185,000, was near the middle of similar lenders.
Its largest market by amount is rural Indiana. In Lafayette-West Lafayette, IN it held an unchanged 0.2% of lending, ranking 59 of 267 lenders; Purdue Federal Credit Union led. It has lent there since 2004.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Alliance Bank took 62 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 65.2% · Refinance 34.8%
Conventional 100.0% · of 46 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Indiana | 46 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lafayette-West Lafayette | 12 |
| Lake County-Porter County-Jasper County | 11 |
| Indianapolis-Carmel-Greenwood | 2 |
| Bloomington | 1 |
| Evansville | 1 |
| Michigan City-La Porte | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300T3JUQ02E9W8I27 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 493741 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 3197 | 2004–2017 |
Established 3 July 1930. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Alliance Bank's data.
Alliance Bank's data
$215
Alliance Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Alliance Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]