Applications / Mortgage Analytics / Lenders / Oklahoma / All America Bank
Oklahoma City, OK · State non-member bank · FDIC · $594 million assets · 80 loans in 2025
All America Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
80
loans originated, 2025
88
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
All America Bank, an Oklahoma lender of small home-purchase loans, cut its lending by 22% in 2025 while similar lenders grew.
Its loans fell 22% to 80, while similar lenders (state non-member banks making between half and twice as many loans) grew 9%. Its fall was larger than at about nine in ten of them. It made 282 loans as recently as 2022. Its share slipped in both Lawton and Oklahoma City, so the decline was broad. The bank may have chosen to lend less, or local demand for the small purchase loans it makes may have weakened.
Purchases made up 68.8% of its loans, all of them conventional. Its typical loan was $95,000, smaller than at about nine in ten similar lenders, where it was $172,500.
Lawton, OK is where its share is biggest. It ranked 16 of 211 lenders there with 1.2%, down from 1.5%, in line with its wider fall. Mortgage Research Center led. It has lent in Lawton since 1997.
Some 22.5% of its loans were in majority-minority areas, against 6.6% at similar lenders, higher than at about three in four of them. Its share to low- and moderate-income (LMI) borrowers was lower, at 18.4%, below about three in four peers. The markets it serves, and who applies for loans there, are possible reasons.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. All America Bank took 88 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 68.8% · Refinance 27.5% · Home improvement 3.8%
Conventional 100.0% · of 80 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oklahoma | 80 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Lawton | 47 |
| Oklahoma City | 14 |
| Tulsa | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493005MFZ2ASTT3WX73 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 25357 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 320093 | 1990–2017 |
Established 22 December 1969. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: All America Bank's data.
All America Bank's data
$215
All America Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy All America Bank's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]