Applications / Mortgage Analytics / Lenders / Alabama / Alabama Central Credit Union / Competition
Alabama Central Credit Union
Birmingham, AL · Credit union · NCUA · $208 million assets · 53 loans in 2025
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53
loans originated, 2025
80
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Alabama Central Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — FLORENCE-MUSCLE SHOALS, AL, 2025
Alabama Central Credit Union ranks 39th of 220 lenders in Florence-Muscle Shoals, AL, with $4.3M lent: 0.5% of a $784.8M market.
Florence-Muscle Shoals, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Alabama Central Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO ALABAMA, 2025
Alabama Central Credit Union ranks 232nd of 523 lenders in non-metro Alabama, with $2.3M lent: 0.1% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Alabama Central Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — BIRMINGHAM, AL, 2025
Alabama Central Credit Union ranks 301st of 523 lenders in Birmingham, AL, with $930K lent: 0.0% of a $7.02B market.
Birmingham, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Alabama Central Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DECATUR, AL, 2025
Alabama Central Credit Union ranks 138th of 240 lenders in Decatur, AL, with $645K lent: 0.1% of a $729.3M market.
Decatur, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Alabama Central Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — TUSCALOOSA, AL, 2025
Alabama Central Credit Union ranks 214th of 306 lenders in Tuscaloosa, AL, with $345K lent: 0.0% of a $1.26B market.
Tuscaloosa, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Alabama Central Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CRESTVIEW-FORT WALTON BEACH-DESTIN, FL, 2025
Alabama Central Credit Union ranks 545th of 606 lenders in Crestview-Fort Walton Beach-Destin, FL, with $265K lent: 0.0% of a $4.40B market.
Crestview-Fort Walton Beach-Destin, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Alabama Central Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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