Applications / Mortgage Analytics / Lenders / Iowa / AIM Credit Union
Dubuque, IA · Credit union · NCUA · $188 million assets · 84 loans in 2025
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84
loans originated, 2025
99
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
AIM Credit Union, an Iowa refinancer, ranks 24th of 114 lenders in Dubuque and grew 9% in 2025, a little faster than similar credit unions.
Refinances made up 71.4% of its 84 loans and purchases 28.6%. All were conventional; none was backed by the Federal Housing Administration, the Department of Veterans Affairs or the Department of Agriculture's Rural Housing Service. Its typical loan was $85,000, against $95,000 at similar lenders (credit unions making between half and twice as many loans).
Its loans rose 9%, against 7% at similar lenders and 10% across the market. It is still well below the 148 loans of 2020 and 144 of 2021.
It ranked 24 of 114 lenders in Dubuque with 0.4% of the market, up 0.1 points; Dupaco Community Credit Union led. It also lends in Michigan City-La Porte, Indiana, where it has been since 2018 and ranked 81 of 241, also up 0.1 points.
Low- and moderate-income (LMI) neighborhoods took 9.5% of its loans, against 17.2% at peers, fewer than at about five in six of them. None went to majority-minority areas. LMI borrowers took 33.3%, near the middle. Its footprint, largely rural Iowa and smaller metros where such areas may be few, is a possible reason.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. AIM Credit Union took 99 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 71.4% · Purchase 28.6%
Conventional 100.0% · of 84 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Iowa | 65 | 77.4% |
| Illinois | 11 | 13.1% |
| Wisconsin | 3 | 3.6% |
| Minnesota | 2 | 2.4% |
| Missouri | 2 | 2.4% |
| Indiana | 1 | 1.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Dubuque | 18 |
| Cedar Rapids | 13 |
| Des Moines-West Des Moines | 4 |
| Ames | 2 |
| Iowa City | 1 |
| Madison | 1 |
| Michigan City-La Porte | 1 |
| Rochester | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300IFAGUDY5MUY541 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 1010798 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 564886 | 1990–2017 |
Established 1 January 1933. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: AIM Credit Union's data.
AIM Credit Union's data
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AIM Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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