Applications / Mortgage Analytics / Lenders / South Carolina / REV Federal Credit Union
Summerville, SC · Credit union · NCUA · $1.2 billion assets · 253 loans in 2025
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253
loans originated, 2025
380
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
REV Federal Credit Union makes big loans for a credit union: its typical loan, $265,000, was larger than almost all similar lenders', and it made 32% more loans in 2025.
Purchases were 50.2% of its loans and refinances 49.8%; it made no home-improvement or other-purpose loans. Similar lenders (credit unions making between half and twice as many loans) had a typical loan of $105,000. Jumbo loans (larger than the conforming limit) were 6.4% of its lending, and its total of $100.7 million was more than at nine in ten peers.
Originations rose 32%, to 253, against 6% at similar lenders and 10% for the whole market. That followed a low of 158 in 2023; in 2020 it made 430.
None of its loans were higher-priced (a rate well above the average for similar loans), against 2.0% at similar lenders. Its typical rate, 6.50%, was lower than the peers' 6.84%, and lower than at about two in three of them.
In Charleston-North Charleston, SC, where it has lent since 1992, it ranked 48 of 617 lenders with 0.6% of the market, up 0.1 points. In 2025 it began lending in Macon-Bibb County, GA, where it ranked 48 of 328 with 0.4%, and in Warner Robins, GA. Low- and moderate-income (LMI) areas took 21.8% of its loans, against 16.1% at peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. REV Federal Credit Union took 380 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 50.2% · Refinance 49.8%
Conventional 98.8% · FHA 1.2% · of 253 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| South Carolina | 229 | 90.5% |
| North Carolina | 15 | 5.9% |
| Georgia | 3 | 1.2% |
| Maryland | 3 | 1.2% |
| Alabama | 1 | 0.4% |
| Florida | 1 | 0.4% |
| Virginia | 1 | 0.4% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Charleston-North Charleston | 203 |
| Wilmington | 6 |
| Charlotte-Concord-Gastonia | 4 |
| Baltimore-Columbia-Towson | 3 |
| Myrtle Beach-Conway-North Myrtle Beach | 3 |
| Greenville-Anderson-Greer | 2 |
| Hilton Head Island-Bluffton-Port Royal | 2 |
| Columbia | 1 |
| Florence | 1 |
| Greensboro-High Point | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930024QEEW6YDTWZ98 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 929987 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 59986 | 1996–2017 |
Established 1 January 1955. Reported under HMDA 1996-2025.
Mergers, name changes, data editions and corrections: REV Federal Credit Union's data.
REV Federal Credit Union's data
$215
REV Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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