Applications / Mortgage Analytics / Lenders / Florida / Radiant Credit Union / Competition
Radiant Credit Union
Gainesville, FL · Credit union · NCUA · $1.1 billion assets · 244 loans in 2025
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244
loans originated, 2025
521
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Radiant Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — GAINESVILLE, FL, 2025
Radiant Credit Union ranks 20th of 367 lenders in Gainesville, FL, with $24.6M lent: 1.4% of a $1.76B market.
Gainesville, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Radiant Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — OCALA, FL, 2025
Radiant Credit Union ranks 88th of 536 lenders in Ocala, FL, with $7.1M lent: 0.2% of a $2.98B market.
Ocala, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Radiant Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO FLORIDA, 2025
Radiant Credit Union ranks 115th of 564 lenders in non-metro Florida, with $5.9M lent: 0.2% of a $3.36B market.
non-metro Florida is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Radiant Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — JACKSONVILLE, FL, 2025
Radiant Credit Union ranks 604th of 715 lenders in Jacksonville, FL, with $360K lent: 0.0% of a $14.26B market.
Jacksonville, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Radiant Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DELTONA-DAYTONA BEACH-ORMOND BEACH, FL, 2025
Radiant Credit Union ranks 547th of 639 lenders in Deltona-Daytona Beach-Ormond Beach, FL, with $260K lent: 0.0% of a $5.43B market.
Deltona-Daytona Beach-Ormond Beach, FL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Radiant Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 37% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — PALM BAY-MELBOURNE-TITUSVILLE, FL, 2025
Radiant Credit Union ranks 512th of 573 lenders in Palm Bay-Melbourne-Titusville, FL, with $205K lent: 0.0% of a $5.18B market.
Palm Bay-Melbourne-Titusville, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Radiant Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — HOMOSASSA SPRINGS, FL, 2025
Radiant Credit Union ranks 368th of 377 lenders in Homosassa Springs, FL, with $80K lent: 0.0% of a $1.14B market.
Homosassa Springs, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Radiant Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — MIAMI-FORT LAUDERDALE-WEST PALM BEACH, FL, 2025
Radiant Credit Union ranks 935th of 937 lenders in Miami-Fort Lauderdale-West Palm Beach, FL, with $25K lent: 0.0% of a $48.09B market.
Miami-Fort Lauderdale-West Palm Beach, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Radiant Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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