Applications / Mortgage Analytics / Lenders / Maryland / Prince Georges Community Federal Credit Union
Bowie, MD · Credit union · NCUA · $329 million assets · 159 loans in 2025
Prince Georges Community Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
159
loans originated, 2025
221
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Prince Georges Community Federal Credit Union lends mostly to fix up homes, not to buy them, and most of its loans go to majority-minority neighborhoods.
Home improvement made up 54.7% of its loans and purchases just 0.6%. Its typical loan was $75,000, against $105,000 at similar lenders (credit unions making between half and twice as many loans), smaller than at about four in five of them.
Majority-minority neighborhoods took 78.0% of its loans, against 10.3% at similar lenders, higher than at nearly all. Low- and moderate-income (LMI) borrowers took 35.9%, against 28.5%. Yet only 10.1% of its loans were in LMI neighborhoods, against 17.3%. The neighborhoods it serves in Washington-Arlington-Alexandria and Baltimore-Columbia-Towson may account for both figures.
It made 159 loans, down from 181 in 2024, while similar lenders grew 8%. The fall was steeper than at about four in five of them. Its count had risen from 104 in 2020. The figures do not say why it fell.
It ranked 327 of 757 lenders in Washington-Arlington-Alexandria and 374 of 592 in Baltimore-Columbia-Towson, where its share rounds to 0.0%. Rocket Mortgage leads both. It has lent in each since at least 1990.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Prince Georges Community Federal Credit Union took 221 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 54.7% · Refinance 25.2% · Other 19.5% · Purchase 0.6%
Conventional 100.0% · of 159 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Maryland | 152 | 95.6% |
| District of Columbia | 3 | 1.9% |
| Georgia | 2 | 1.3% |
| Delaware | 1 | 0.6% |
| North Carolina | 1 | 0.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Washington | 119 |
| Baltimore-Columbia-Towson | 20 |
| Lexington Park | 12 |
| Atlanta-Sandy Springs-Roswell | 2 |
| Frederick-Gaithersburg-Bethesda | 1 |
| Greenville | 1 |
| Wilmington | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493006R3KP9HJOA7613 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 479585 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 518271 | 1990–2017 |
Established 1 January 1967. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Prince Georges Community Federal Credit Union's data.
Prince Georges Community Federal Credit Union's data
$215
Prince Georges Community Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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