Applications / Mortgage Analytics / Lenders / Illinois / Prairie State Bank and Trust / Competition
Prairie State Bank and Trust
Springfield, IL · State non-member bank · FDIC · $806 million assets · 318 loans in 2025
Prairie State Bank and Trust's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
318
loans originated, 2025
357
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Prairie State Bank and Trust competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CHAMPAIGN-URBANA, IL, 2025
Prairie State Bank and Trust ranks 23rd of 255 lenders in Champaign-Urbana, IL, with $15.9M lent: 1.5% of a $1.06B market.
Champaign-Urbana, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Prairie State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — SPRINGFIELD, IL, 2025
Prairie State Bank and Trust ranks 16th of 217 lenders in Springfield, IL, with $15.0M lent: 1.8% of a $824.4M market.
Springfield, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Prairie State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — NON-METRO ILLINOIS, 2025
Prairie State Bank and Trust ranks 71st of 572 lenders in non-metro Illinois, with $12.2M lent: 0.4% of a $3.27B market.
non-metro Illinois is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Prairie State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — BLOOMINGTON, IL, 2025
Prairie State Bank and Trust ranks 19th of 221 lenders in Bloomington, IL, with $9.8M lent: 1.3% of a $724.8M market.
Bloomington, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Prairie State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DECATUR, IL, 2025
Prairie State Bank and Trust ranks 9th of 156 lenders in Decatur, IL, with $9.1M lent: 3.3% of a $272.9M market.
Decatur, IL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Prairie State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 50% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — KOKOMO, IN, 2025
Prairie State Bank and Trust ranks 125th of 209 lenders in Kokomo, IN, with $315K lent: 0.1% of a $426.1M market.
Kokomo, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Prairie State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO TEXAS, 2025
Prairie State Bank and Trust ranks 724th of 831 lenders in non-metro Texas, with $285K lent: 0.0% of a $10.46B market.
non-metro Texas is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Prairie State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 27% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — TERRE HAUTE, IN, 2025
Prairie State Bank and Trust ranks 215th of 220 lenders in Terre Haute, IN, with $55K lent: 0.0% of a $576.4M market.
Terre Haute, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Prairie State Bank and Trust in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 56% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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