Applications / Mortgage Analytics / Lenders / New York / Popular Bank
New York, NY · State member bank · FRS · $15.1 billion assets · 196 loans in 2025
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196
loans originated, 2025
296
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Popular Bank, a New York bank, makes big home-purchase loans, typically $690,000, and most of them are in majority-minority neighborhoods.
Its typical loan was $690,000, against $185,000 at similar lenders (state member banks making between half and twice as many loans), higher than nearly all of them. So was its $497.5 million in total lending. Purchases made up 76.0% of its loans.
It made 196 loans, up 57% from 125, against 8% at similar lenders, higher than about nineteen in twenty. That is still far below 2020, when it made 799. Fewer refinances as rates rose, and a shift toward larger purchase loans, may explain the fall.
Majority-minority neighborhoods received 66.3% of its loans, against 4.4% at similar lenders, and low- and moderate-income (LMI) neighborhoods 32.5%, against 16.2%. Yet LMI borrowers took only 15.1%, against 28.6%. Its large loans and the markets it serves, led by New York-Newark-Jersey City, are possible reasons.
It ranks 106 of 802 lenders in New York-Newark-Jersey City, 87 of 937 in Miami-Fort Lauderdale-West Palm Beach and 23 of 643 in non-metro Pennsylvania.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Popular Bank took 296 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 76.0% · Refinance 17.3% · Other 4.6% · Home improvement 2.0%
Conventional 100.0% · of 196 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New York | 104 | 53.1% |
| Florida | 75 | 38.3% |
| New Jersey | 11 | 5.6% |
| Pennsylvania | 2 | 1.0% |
| Texas | 2 | 1.0% |
| Delaware | 1 | 0.5% |
| Georgia | 1 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| New York-Jersey City-White Plains | 97 |
| Miami-Miami Beach-Kendall | 42 |
| Fort Lauderdale-Pompano Beach-Sunrise | 15 |
| Nassau County-Suffolk County | 12 |
| West Palm Beach-Boca Raton-Delray Beach | 6 |
| Lakewood-New Brunswick | 4 |
| Tampa | 4 |
| Orlando-Kissimmee-Sanford | 3 |
| Newark | 2 |
| Atlanta-Sandy Springs-Roswell | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300E0WPRCJMXMUM09 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2736291 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 22736291 | 1999–2010 |
| Respondent ID (the HMDA filer code before 2018) | 92736291 | 2011–2017 |
Established 2 January 1999. Reported under HMDA 1999-2025.
Mergers, name changes, data editions and corrections: Popular Bank's data.
Popular Bank's data
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