Applications / Mortgage Analytics / Lenders / Illinois / Petefish, Skiles, & Company Bank
Virginia, IL · State non-member bank · FDIC · $475 million assets · 375 loans in 2025
Petefish, Skiles, & Company Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
375
loans originated, 2025
538
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Petefish, Skiles, & Company Bank, an Illinois bank, relies on rural housing loans backed by the Department of Agriculture far more than almost any similar lender.
Loans guaranteed by the Department of Agriculture's Rural Housing Service (RHS) made up 11.2% of its lending. Most similar lenders, state non-member banks making between half and twice as many loans, make none, and its share was higher than at almost all of them. The share has about doubled from 5.7% in 2020.
It made 375 loans in 2025, up 22% from 308, while similar lenders grew 9%; that was faster than at about four in five of them. Its typical loan, $125,000, was smaller than at about four in five peers, where it was $185,000.
Low- and moderate-income (LMI) borrowers took 37.1% of its loans, against 28.3% at similar lenders, higher than at more than four in five. In 2020 the share was 23.0%. Its RHS lending may be part of the reason; the data do not say.
Non-metro Illinois is its largest market, where it ranked 16 of 572. In Springfield, IL it ranked 29 of 217 with 0.8%, unchanged; INB led. In Champaign-Urbana, IL its share rose.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Petefish, Skiles, & Company Bank took 538 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 66.7% · Refinance 28.3% · Other 5.1%
Conventional 88.8% · USDA (RHS or FSA) 11.2% · of 375 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 366 | 97.6% |
| Arizona | 2 | 0.5% |
| Iowa | 2 | 0.5% |
| Missouri | 2 | 0.5% |
| Kentucky | 1 | 0.3% |
| Louisiana | 1 | 0.3% |
| Tennessee | 1 | 0.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Springfield | 46 |
| Champaign-Urbana | 24 |
| Peoria | 8 |
| St. Louis | 4 |
| Bloomington | 3 |
| Chicago-Naperville-Schaumburg | 3 |
| Baton Rouge | 1 |
| Davenport-Moline-Rock Island | 1 |
| Decatur | 1 |
| Des Moines-West Des Moines | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300032FNX4IOT2T93 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 602543 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 310829 | 2001–2017 |
Established 1 January 1870. Reported under HMDA 2001-2025.
Mergers, name changes, data editions and corrections: Petefish, Skiles, & Company Bank's data.
Petefish, Skiles, & Company Bank's data
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Petefish, Skiles, & Company Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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