Gaining in Fort Wayne
In Fort Wayne, IN its share rose from 0.6% to 1.0%, and it ranks 27 of 304 lenders. Three Rivers Federal Credit Union and Ruoff Mortgage Company lead there. It has lent in the market since at least 1990.
Applications / Mortgage Analytics / Lenders / Indiana / Partners 1ST Federal Credit Union
Partners 1ST Federal Credit Union
Fort Wayne, IN · Credit union · NCUA · $532 million assets · 262 loans in 2025
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262
loans originated, 2025
365
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Partners 1ST Federal Credit Union gained ground in Fort Wayne, IN, its home market, as its typical loan almost doubled in size.
Bigger loans, more dollars
It made 262 loans, up 7%, close to the 6% rise at similar lenders (credit unions making between half and twice as many loans). Its dollars rose much faster, from $26.1 million to $41.0 million, because its typical loan grew from $55,000 to $100,000. That is now close to peers' $105,000.
Refinancing first
Refinances made up 47.3% of its loans and purchases 31.7%, all conventional. Low- and moderate-income (LMI) borrowers took 31.8%, more than at nearly two-thirds of similar lenders, where the typical share is 27.6%.
Far below 2020
It made 647 loans in 2020 and fewer each year after, until the small rise in 2025. With refinances still nearly half its lending, its volume may rise and fall with refinance demand.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
262 loans in 2025, against a peak of 647 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Partners 1ST Federal Credit Union took 365 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
47.3% of its 2025 loans were refinance loans; all were conventional loans.
Refinance 47.3% · Purchase 31.7% · Home improvement 20.6% · Other 0.4%
Conventional 100.0% · of 262 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
5 states, 13 metros, 39 counties
| State | Loans | Share |
|---|---|---|
| Indiana | 209 | 79.8% |
| Virginia | 31 | 11.8% |
| Ohio | 16 | 6.1% |
| Maryland | 3 | 1.1% |
| West Virginia | 3 | 1.1% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Fort Wayne | 166 |
| Arlington-Alexandria-Reston | 4 |
| Indianapolis-Carmel-Greenwood | 4 |
| Charlottesville | 3 |
| Elkhart-Goshen | 2 |
| Harrisonburg | 2 |
| South Bend-Mishawaka | 2 |
| Columbus | 1 |
| Lake County-Porter County-Jasper County | 1 |
| Richmond | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300FHTPSIK7LBKD38 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 117485 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 57688 | 1990–2017 |
Established 1 January 1952. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Partners 1ST Federal Credit Union's data.
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