Applications / Mortgage Analytics / Lenders / Colorado / Partner Colorado Credit Union
Arvada, CO · Credit union · NCUA · $639 million assets · 193 loans in 2025
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193
loans originated, 2025
446
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Partner Colorado Credit Union lends mostly to people improving their homes rather than buying them, and more of its loans go to borrowers on low and moderate incomes than at most similar lenders.
Home improvement made up 45.6% of its loans, other purposes 25.4% and refinances 23.3%. Purchases were only 5.7%. Such loans tend to be small, which fits its typical loan of $75,000. That is lower than at about four in five similar lenders (credit unions making between half and twice as many loans), whose typical loan was $105,000.
Borrowers on low and moderate incomes took 43.0% of its loans, more than at nearly nine in ten similar lenders, where the typical share was 28.0%. Poorer neighborhoods (low- and moderate-income, or LMI, tracts) took 25.0% of its loans, against 17.0% at peers.
It made 193 loans, up 3% from 187, near the middle of similar lenders, which grew 7%. Its typical rate was 5.99%, lower than at nearly nine in ten of them; their typical rate was 6.75%.
In Denver-Aurora-Centennial, its largest market, it ranked 203 of 754 lenders with 0.1% of the market, unchanged from a year earlier. United Wholesale Mortgage led. Its small loans and few purchases may account for the small share. How its home-improvement loans compare with other local credit unions' is not something these figures show.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Partner Colorado Credit Union took 446 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 45.6% · Other 25.4% · Refinance 23.3% · Purchase 5.7%
Conventional 100.0% · of 193 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Colorado | 191 | 99.0% |
| Arizona | 1 | 0.5% |
| Florida | 1 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Denver-Aurora-Centennial | 167 |
| Boulder | 8 |
| Fort Collins-Loveland | 4 |
| Greeley | 3 |
| Colorado Springs | 2 |
| Punta Gorda | 1 |
| Tucson | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493009OHBOFDUG78546 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 705293 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 562903 | 1990–2017 |
Established 1 January 1931. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Partner Colorado Credit Union's data.
Partner Colorado Credit Union's data
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Partner Colorado Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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