Applications / Mortgage Analytics / Lenders / Indiana / Owen County State Bank / Competition
Owen County State Bank
Spencer, IN · State non-member bank · FDIC · $389 million assets · 151 loans in 2025
Owen County State Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
151
loans originated, 2025
240
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Owen County State Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BLOOMINGTON, IN, 2025
Owen County State Bank ranks 10th of 229 lenders in Bloomington, IN, with $26.1M lent: 2.7% of a $961.0M market.
Bloomington, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Owen County State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 52% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO INDIANA, 2025
Owen County State Bank ranks 115th of 555 lenders in non-metro Indiana, with $10.4M lent: 0.2% of a $5.84B market.
non-metro Indiana is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Owen County State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — TERRE HAUTE, IN, 2025
Owen County State Bank ranks 32nd of 220 lenders in Terre Haute, IN, with $2.9M lent: 0.5% of a $576.4M market.
Terre Haute, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Owen County State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — INDIANAPOLIS-CARMEL-GREENWOOD, IN, 2025
Owen County State Bank ranks 326th of 634 lenders in Indianapolis-Carmel-Greenwood, IN, with $2.5M lent: 0.0% of a $16.69B market.
Indianapolis-Carmel-Greenwood, IN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Owen County State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — LOUISVILLE/JEFFERSON COUNTY, IN-KY, 2025
Owen County State Bank ranks 368th of 510 lenders in Louisville/Jefferson County, IN-KY, with $440K lent: 0.0% of a $9.69B market.
Louisville/Jefferson County, IN-KY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Owen County State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — CAPE CORAL-FORT MYERS, FL, 2025
Owen County State Bank ranks 764th of 798 lenders in Cape Coral-Fort Myers, FL, with $145K lent: 0.0% of a $7.41B market.
Cape Coral-Fort Myers, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Owen County State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 38% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — COLUMBUS, IN, 2025
Owen County State Bank ranks 148th of 174 lenders in Columbus, IN, with $185K lent: 0.0% of a $567.4M market.
Columbus, IN is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Owen County State Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 59% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Owen County State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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