Applications / Mortgage Analytics / Lenders / Nevada / One Nevada Credit Union
Las Vegas, NV · Credit union · NCUA · $1.5 billion assets · 391 loans in 2025
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391
loans originated, 2025
1,128
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
One Nevada Credit Union, a Las Vegas credit union, makes government-backed loans that most credit unions its size do not, but it now makes about a quarter as many loans as it did in 2020.
FHA loans (insured by the Federal Housing Administration) were 12.8% of its loans and VA loans (guaranteed by the Department of Veterans Affairs) 4.9%. The typical similar lender (credit unions making between half and twice as many loans) made none. Purchases were 40.4% of its lending.
It made 391 loans in 2025, against 1,549 in 2020, and the count has fallen every year since. It fell 6% this year, while similar lenders grew 7%. Refinancing is now 15.1% of its loans; a bigger refinance business in 2020 and 2021 could account for much of the higher counts then.
Majority-minority neighborhoods took 57.5% of its loans, against 11.9% at similar lenders, more than at nearly nine in ten of them. Its lending centers on Las Vegas, where it ranked 57 of 489 lenders, and the make-up of the neighborhoods it serves may explain the high share.
Low- and moderate-income (LMI) borrowers took 19.8% of its loans, against 27.3% at similar lenders, lower than at about four in five. Its typical loan, $165,000, was larger than theirs, $105,000, and a lender of larger loans may see fewer LMI applicants. LMI neighborhoods took 14.6%, near the middle.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. One Nevada Credit Union took 1,128 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 40.4% · Home improvement 23.8% · Other 20.7% · Refinance 15.1%
Conventional 82.4% · FHA 12.8% · VA 4.9% · of 391 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Nevada | 387 | 99.0% |
| Arizona | 2 | 0.5% |
| Colorado | 2 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Las Vegas-Henderson-North Las Vegas | 351 |
| Reno | 31 |
| Lake Havasu City-Kingman | 2 |
| Carson City | 1 |
| Denver-Aurora-Centennial | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300PMVNBERP6TB157 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 863988 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 56573 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 568613 | 2011–2017 |
Established 1 January 1950. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: One Nevada Credit Union's data.
One Nevada Credit Union's data
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