Applications / Mortgage Analytics / Lenders / Oklahoma / Oklahoma's Credit Union
Oklahoma City, OK · Credit union · NCUA · $915 million assets · 269 loans in 2025
Oklahoma's Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
269
loans originated, 2025
370
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Oklahoma's Credit Union grew by half in 2025, to 269 loans, mostly refinances, and nudged up its share of Oklahoma City.
It made 269 loans, up from 179. That rise was higher than at about six in seven similar lenders (credit unions making between half and twice as many loans), whose typical growth was 6%. Refinances made up 50.9% of its loans and purchases 29.0%.
It made 698 loans in 2020, when its typical rate was 3.25%; now it is 7.25%. With refinancing half its business, higher rates may account for much of the fall. Its record also shows an odd dip to 36 loans in 2022, between 630 in 2021 and 439 in 2023.
In Oklahoma City, where it has lent since at least 1990, it ranked 43 of 534 lenders, and its share rose 0.1 points to 0.5%. First United Bank and Trust Company led the market. Its Tulsa share also rose 0.1 points. All 31 counties it lends in are in Oklahoma.
Low- and moderate-income (LMI) areas took 23.9% of its loans, against 16.1% at similar lenders, higher than at about seven in eight. LMI borrowers took 31.4%, against 27.6%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Oklahoma's Credit Union took 370 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 50.9% · Purchase 29.0% · Other 19.0% · Home improvement 1.1%
Conventional 97.4% · FHA 1.9% · VA 0.7% · of 269 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oklahoma | 269 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Oklahoma City | 215 |
| Tulsa | 21 |
| Lawton | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300V5MRNYGHSGR060 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 576792 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 565032 | 1990–2017 |
Established 1 January 1954. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Oklahoma's Credit Union's data.
Oklahoma's Credit Union's data
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Oklahoma's Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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