Applications / Mortgage Analytics / Lenders / Ohio / Ohio Catholic Federal Credit Union
Garfield Hts, OH · Credit union · NCUA · $306 million assets · 140 loans in 2025
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140
loans originated, 2025
224
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Ohio Catholic Federal Credit Union is a refinance lender: refinances made up 84.3% of its loans in 2025, and its typical loan was just $75,000.
Purchases were only 7.1% of its loans. Its typical loan was $75,000, against $105,000 at similar lenders (credit unions making between half and twice as many loans), smaller than at about four in five of them. Its 140 loans came to $15.2 million.
It made 140 loans, down 8% from 152, while similar lenders grew 9%. In 2020, when its typical rate was 3.50% against 7.50% in 2025, it made 337. Refinancing pays less when rates are higher, which may account for much of the decline.
It has lent in Akron and Cleveland since at least 1990. In Akron it ranks 73 of 401 with an unchanged 0.2% share. In Cleveland its share slipped 0.1 points, in step with its smaller volume. The Huntington National Bank leads both.
Borrowers with low or moderate incomes (LMI) took 27.9% of its loans, against 28.9% at similar lenders, near the middle. Majority-minority neighborhoods took 13.6%, against 9.8%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Ohio Catholic Federal Credit Union took 224 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 84.3% · Purchase 7.1% · Other 5.7% · Home improvement 2.9%
Conventional 100.0% · of 140 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Ohio | 137 | 97.9% |
| Florida | 3 | 2.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Cleveland | 67 |
| Akron | 56 |
| Canton-Massillon | 12 |
| North Port-Bradenton-Sarasota | 2 |
| Columbus | 1 |
| Naples-Marco Island | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549005BWLPEBQA7QJ63 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 314088 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 59208 | 1990–2017 |
Established 1 January 1954. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Ohio Catholic Federal Credit Union's data.
Ohio Catholic Federal Credit Union's data
$215
Ohio Catholic Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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