Applications / Mortgage Analytics / Lenders / Connecticut / Northwest Community Bank
Winsted, CT · Savings institution · FDIC · $1.2 billion assets · 196 loans in 2025
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196
loans originated, 2025
226
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Northwest Community Bank, a Connecticut savings institution, made fewer but bigger loans in 2025 and gained share in Hartford-West Hartford-East Hartford, its largest market.
Originations fell 7% to 196, while similar lenders (savings institutions making between half and twice as many loans) grew 7%. Yet its loans came to $99.3 million, up from $72.4 million, as its typical loan rose to $315,000 from $235,000. Its count has fallen each year since 2021, when it made 479.
Its typical loan was larger than at more than two-thirds of similar lenders, whose typical loan was $232,500. Jumbo loans (larger than the conforming limit) were 9.4% of its lending, against 2.6% at peers. Purchases made up 54.6% of its loans.
In Hartford-West Hartford-East Hartford its share rose to 0.7% from 0.5%, and it ranked 38 of 464 lenders; Liberty Bank led. In non-metro Connecticut it ranked 20 of 357. It has lent in both since its first report in 1992.
Its typical rate, 6.38%, was lower than at about two-thirds of similar lenders, where it was 6.62%. None of its loans were higher-priced (a rate well above the average for similar loans), against 0.6% at peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Northwest Community Bank took 226 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 54.6% · Refinance 30.1% · Home improvement 10.2% · Other 5.1%
Conventional 100.0% · of 196 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Connecticut | 193 | 98.5% |
| Massachusetts | 2 | 1.0% |
| Vermont | 1 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Hartford-West Hartford-East Hartford | 85 |
| New Haven | 12 |
| Bridgeport-Stamford-Danbury | 6 |
| Norwich-New London-Willimantic | 4 |
| Barnstable Town | 1 |
| Springfield | 1 |
| Worcester | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900W4EKVR6GZ0KS84 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 545604 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 318229 | 1992–2017 |
Established 15 July 1875. Reported under HMDA 1992-2025.
Mergers, name changes, data editions and corrections: Northwest Community Bank's data.
Northwest Community Bank's data
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Northwest Community Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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