Applications / Mortgage Analytics / Lenders / New York / Niagara's Choice Federal Credit Union / Competition
Niagara's Choice Federal Credit Union
Niagara Falls, NY · Credit union · NCUA · $257 million assets · 136 loans in 2025
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136
loans originated, 2025
192
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Who Niagara's Choice Federal Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — BUFFALO-CHEEKTOWAGA, NY, 2025
Niagara's Choice Federal Credit Union ranks 50th of 267 lenders in Buffalo-Cheektowaga, NY, with $13.5M lent: 0.3% of a $4.74B market.
Buffalo-Cheektowaga, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Niagara's Choice Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 57% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — ROCHESTER, NY, 2025
Niagara's Choice Federal Credit Union ranks 250th of 251 lenders in Rochester, NY, with $35K lent: 0.0% of a $4.78B market.
Rochester, NY is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Niagara's Choice Federal Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 58% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Niagara's Choice Federal Credit Union's data
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Niagara's Choice Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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