Applications / Mortgage Analytics / Lenders / Iowa / Mount Vernon Bank and Trust Company / Competition
Mount Vernon Bank and Trust Company
Mount Vernon, IA · State non-member bank · FDIC · $186 million assets · 133 loans in 2025
Mount Vernon Bank and Trust Company's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
133
loans originated, 2025
138
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Who Mount Vernon Bank and Trust Company competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — CEDAR RAPIDS, IA, 2025
Mount Vernon Bank and Trust Company ranks 20th of 210 lenders in Cedar Rapids, IA, with $16.7M lent: 1.1% of a $1.53B market.
Cedar Rapids, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mount Vernon Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 63% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO IOWA, 2025
Mount Vernon Bank and Trust Company ranks 208th of 465 lenders in non-metro Iowa, with $1.8M lent: 0.1% of a $3.38B market.
non-metro Iowa is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mount Vernon Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI, 2025
Mount Vernon Bank and Trust Company ranks 508th of 688 lenders in Minneapolis-St. Paul-Bloomington, MN-WI, with $805K lent: 0.0% of a $27.60B market.
Minneapolis-St. Paul-Bloomington, MN-WI is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mount Vernon Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — IOWA CITY, IA, 2025
Mount Vernon Bank and Trust Company ranks 83rd of 171 lenders in Iowa City, IA, with $705K lent: 0.1% of a $1.24B market.
Iowa City, IA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mount Vernon Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 80% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — ROCHESTER, MN, 2025
Mount Vernon Bank and Trust Company ranks 219th of 276 lenders in Rochester, MN, with $295K lent: 0.0% of a $1.45B market.
Rochester, MN is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Mount Vernon Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO WISCONSIN, 2025
Mount Vernon Bank and Trust Company ranks 635th of 659 lenders in non-metro Wisconsin, with $125K lent: 0.0% of a $8.43B market.
non-metro Wisconsin is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Mount Vernon Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 28% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — DUBUQUE, IA, 2025
Mount Vernon Bank and Trust Company ranks 82nd of 114 lenders in Dubuque, IA, with $225K lent: 0.0% of a $502.8M market.
Dubuque, IA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Mount Vernon Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 80% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — DES MOINES-WEST DES MOINES, IA, 2025
Mount Vernon Bank and Trust Company ranks 392nd of 396 lenders in Des Moines-West Des Moines, IA, with $60K lent: 0.0% of a $5.55B market.
Des Moines-West Des Moines, IA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Mount Vernon Bank and Trust Company in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 43% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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