Applications / Mortgage Analytics / Lenders / Ohio / Merchants National Bank / Competition
Merchants National Bank
Hillsboro, OH · National bank · OCC · $1.3 billion assets · 254 loans in 2025
Merchants National Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
254
loans originated, 2025
348
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Who Merchants National Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — NON-METRO OHIO, 2025
Merchants National Bank ranks 53rd of 592 lenders in non-metro Ohio, with $31.2M lent: 0.4% of a $6.94B market.
non-metro Ohio is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Merchants National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — CINCINNATI, IN-KY-OH, 2025
Merchants National Bank ranks 164th of 621 lenders in Cincinnati, IN-KY-OH, with $11.8M lent: 0.1% of a $15.96B market.
Cincinnati, IN-KY-OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Merchants National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — COLUMBUS, OH, 2025
Merchants National Bank ranks 172nd of 596 lenders in Columbus, OH, with $11.1M lent: 0.1% of a $16.93B market.
Columbus, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Merchants National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — DAYTON-KETTERING-BEAVERCREEK, OH, 2025
Merchants National Bank ranks 147th of 443 lenders in Dayton-Kettering-Beavercreek, OH, with $3.1M lent: 0.1% of a $4.54B market.
Dayton-Kettering-Beavercreek, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Merchants National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — SPRINGFIELD, OH, 2025
Merchants National Bank ranks 45th of 216 lenders in Springfield, OH, with $1.9M lent: 0.3% of a $561.4M market.
Springfield, OH is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Merchants National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — NON-METRO GEORGIA, 2025
Merchants National Bank ranks 639th of 683 lenders in non-metro Georgia, with $185K lent: 0.0% of a $8.64B market.
non-metro Georgia is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Merchants National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — CLEVELAND, OH, 2025
Merchants National Bank ranks 515th of 577 lenders in Cleveland, OH, with $175K lent: 0.0% of a $11.41B market.
Cleveland, OH is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Merchants National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — LAS VEGAS-HENDERSON-NORTH LAS VEGAS, NV, 2025
Merchants National Bank ranks 443rd of 489 lenders in Las Vegas-Henderson-North Las Vegas, NV, with $355K lent: 0.0% of a $19.26B market.
Las Vegas-Henderson-North Las Vegas, NV is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Merchants National Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Merchants National Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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