Applications / Mortgage Analytics / Lenders / Illinois / MembersAlliance Credit Union
Loves Park, IL · Credit union · NCUA · 266 loans in 2025
MembersAlliance Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
266
loans originated, 2025
573
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
MembersAlliance Credit Union, a Loves Park lender that first reported in 2024, ranks 11 of 302 lenders in Rockford, IL, and its share there is rising.
Other purposes took 57.5% of its loans, purchases 21.4% and refinances 21.1%. Its typical loan was $75,000, against $105,000 at similar lenders (credit unions making between half and twice as many loans), smaller than at nearly nine in ten of them. All its loans were conventional.
It made 266 loans in 2025, down 31% from 386 in 2024, its first year of reports. Similar lenders grew by 6% and the whole market by 10%. Two years is too short a record to read a trend into. The dollars it lent still rose, to $29.8 million from $25.2 million, as its typical loan rose from $45,000 to $75,000.
In Rockford, IL, its share rose 0.6 points to 2.2%, which ranked it 11 of 302 lenders. GreenState Credit Union and First Mid Bank & Trust lead there. Its lending is concentrated in Rockford: in non-metro Illinois it ranked 250 of 572.
Its typical rate was 6.25%, against 6.88% at similar lenders, lower than at four in five of them. None of its loans were higher-priced (a rate well above the average for similar loans). Borrowers with low and moderate incomes took 27.7% of its loans, close to the 27.6% at its peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2024–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. MembersAlliance Credit Union took 573 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 57.5% · Purchase 21.4% · Refinance 21.1%
Conventional 100.0% · of 266 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 264 | 99.2% |
| Wisconsin | 2 | 0.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Rockford | 247 |
| Chicago-Naperville-Schaumburg | 2 |
| Janesville-Beloit | 2 |
| Elgin | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900V9IPN94068J011 | 2024–2025 |
Established 13 December 1938. Reported under HMDA 2024-2025.
Mergers, name changes, data editions and corrections: MembersAlliance Credit Union's data.
MembersAlliance Credit Union's data
$215
MembersAlliance Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy MembersAlliance Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]