Applications / Mortgage Analytics / Lenders / Kansas / Mazuma Credit Union
Overland Park, KS · Credit union · NCUA · $1.0 billion assets · 410 loans in 2025
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410
loans originated, 2025
717
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Mazuma Credit Union, a Kansas City lender, more than doubled its lending in 2025 as it turned to smaller home-improvement and other loans.
Its loans fell from 758 in 2020 to 135 in 2023, then rose to 167 in 2024 and 410 in 2025. That 146% rise was faster than at almost all similar lenders (credit unions making between half and twice as many loans), which grew 6% at the middle. It has not regained its 2020 level.
Other purposes made up 31.5% of its loans and home improvement 28.3%. Its typical loan fell to $115,000 from $225,000 in 2024. FHA loans (insured by the Federal Housing Administration) shrank to 0.7% from 15.0%, and conventional loans made up 98.8%, so the growth came in conventional lending.
Of its loans, 25.4% were in poorer neighborhoods (low- and moderate-income, or LMI, tracts), against 15.4% at similar lenders, higher than at more than nine in ten of them. LMI borrowers took 30.7%, against 27.3%, a little above the middle.
In Kansas City, KS-MO, its biggest market, where it has lent since at least 1990, it ranks 59 of 659 lenders. Its share rose 0.1 points to 0.4%. CommunityAmerica Federal Credit Union leads that market.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Mazuma Credit Union took 717 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Other 31.5% · Home improvement 28.3% · Purchase 22.9% · Refinance 17.3%
Conventional 98.8% · FHA 0.7% · VA 0.5% · of 410 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Missouri | 305 | 74.4% |
| Kansas | 99 | 24.1% |
| Texas | 2 | 0.5% |
| Florida | 1 | 0.2% |
| Illinois | 1 | 0.2% |
| Ohio | 1 | 0.2% |
| Tennessee | 1 | 0.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Kansas City | 374 |
| Lawrence | 4 |
| Springfield | 3 |
| Houston-Pasadena-The Woodlands | 2 |
| St. Louis | 2 |
| Wichita | 2 |
| Columbia | 1 |
| Joplin | 1 |
| Nashville-Davidson--Murfreesboro--Franklin | 1 |
| St. Petersburg-Clearwater-Largo | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300JDDZ5OVOP5E294 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 371791 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 564084 | 1990–2017 |
Established 1 January 1948. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Mazuma Credit Union's data.
Mazuma Credit Union's data
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Mazuma Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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