Applications / Mortgage Analytics / Lenders / Oklahoma / Mabrey Bank
Bixby, OK · State member bank · FRS · $2.0 billion assets · 218 loans in 2025
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218
loans originated, 2025
293
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Mabrey Bank, an Oklahoma home-purchase lender, makes more of its loans in poorer neighborhoods than nearly nine in ten similar lenders.
Low- and moderate-income (LMI) neighborhoods took 29.8% of its loans, against 16.1% at similar lenders (state member banks making between half and twice as many loans). Majority-minority neighborhoods took 15.1%, against 4.9%. LMI borrowers took 21.6%, lower than at about three in four peers; a lender focused on purchases may see fewer applications from lower-income buyers.
FHA loans (insured by the Federal Housing Administration) were 9.2% of its loans; most similar lenders made none. Manufactured homes were 6.9%, against 1.8%. Purchases were 67.4% of the total.
Originations fell 4% to 218, while similar lenders grew 7%; the fall was steeper than at about three in four of them. It made 479 loans in 2020 and fewer in each year since. The data do not show why, though a purchase lender's volume may track local home sales.
In Tulsa, OK, its largest market, where it has lent since at least 1990, it ranked 33 of 476 lenders with 0.7% of the market, unchanged from 2024. Associated Mortgage led.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Mabrey Bank took 293 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 67.4% · Refinance 19.7% · Home improvement 9.2% · Other 3.7%
Conventional 88.1% · FHA 9.2% · USDA (RHS or FSA) 1.4% · VA 1.4% · of 218 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Oklahoma | 208 | 95.4% |
| Texas | 5 | 2.3% |
| Arizona | 1 | 0.5% |
| Florida | 1 | 0.5% |
| Kansas | 1 | 0.5% |
| Kentucky | 1 | 0.5% |
| Montana | 1 | 0.5% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Tulsa | 148 |
| Oklahoma City | 17 |
| Dallas-Plano-Irving | 2 |
| Bozeman | 1 |
| Fort Worth-Arlington-Grapevine | 1 |
| Lawton | 1 |
| Louisville/Jefferson County | 1 |
| North Port-Bradenton-Sarasota | 1 |
| Phoenix-Mesa-Chandler | 1 |
| Sherman-Denison | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900R24PHQB7GDFD26 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 139553 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 310667 | 1990–1996 |
| Respondent ID (the HMDA filer code before 2018) | 2139553 | 1997–2017 |
Established 26 January 1924. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Mabrey Bank's data.
Mabrey Bank's data
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Mabrey Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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