Applications / Mortgage Analytics / Lenders / Illinois / Longview Bank
Ogden, IL · State non-member bank · FDIC · $672 million assets · 439 loans in 2025
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439
loans originated, 2025
480
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Longview Bank made 25% more loans in 2025 than a year earlier, and lent to more low- and moderate-income borrowers than about nine in ten similar banks.
Similar lenders, state non-member banks making between half and twice as many loans, grew 8%, and the whole market 10%; more than four in five peers grew more slowly than Longview Bank. It filed no HMDA report for 2020 to 2022. It reported 64 loans in 2019 and 316 in 2023. Its 2023 merger with Longview Bank and Trust is one possible reason for the larger scale.
Low- and moderate-income (LMI) borrowers took 38.2% of its loans, against 27.9% at peers. Its typical loan was $125,000, against $175,000. Every loan was conventional, and purchases made up just over half.
It turned down 1.3% of decided home-purchase applications, against 4.7% at peers, and 3.5% of refinance applications, against 11.8%. Its typical rate was 6.25%, against 6.75%. None of its loans was higher-priced (a rate well above the average for similar loans).
It ranked 17 of 572 lenders in non-metro Illinois, where Rocket Mortgage leads. In 2025 it made its first loans in Kankakee, Naples-Marco Island and Punta Gorda.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Longview Bank took 480 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 50.8% · Refinance 41.0% · Home improvement 5.0% · Other 3.2%
Conventional 100.0% · of 439 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Illinois | 400 | 91.1% |
| Indiana | 35 | 8.0% |
| Florida | 2 | 0.5% |
| Missouri | 1 | 0.2% |
| Tennessee | 1 | 0.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Champaign-Urbana | 101 |
| Terre Haute | 18 |
| Lafayette-West Lafayette | 5 |
| Decatur | 4 |
| Indianapolis-Carmel-Greenwood | 2 |
| Bloomington | 1 |
| Kankakee | 1 |
| Naples-Marco Island | 1 |
| Punta Gorda | 1 |
| St. Louis | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300POCKENHFN8BN88 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 380533 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 31786 | 1990–2017 |
Established 1 September 1899. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Longview Bank's data.
Longview Bank's data
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