Applications / Mortgage Analytics / Lenders / District of Columbia / IDB Global Federal Credit Union
Washington, DC · Credit union · NCUA · $826 million assets · 115 loans in 2025
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115
loans originated, 2025
118
applications, 2025
6
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
IDB Global Federal Credit Union makes far bigger home loans than other credit unions its size, and it made 25% more of them in 2025.
Its typical loan was $525,000, against $105,000 at similar lenders (credit unions making between half and twice as many loans), higher than nearly all of them. Its 115 loans came to $65.9 million; the typical peer lent $15.1 million. Purchases were 67.0% of its loans.
Originations rose from 92 to 115. Similar lenders grew 8% and the whole market 10%. In 2025 it first lent in four markets, including Cape Coral-Fort Myers, FL and Portland-South Portland, ME, though its share in each is small.
Low- and moderate-income (LMI) borrowers took 13.9% of its loans, against 29.4% at peers, among the lowest tenth. Loans this large may go mostly to higher-income borrowers, and its main market, Washington-Arlington-Alexandria, may have few LMI neighborhoods where it lends. Majority-minority areas took 31.3% of its loans, against 9.2%, higher than about three-quarters of peers.
Its typical rate was 5.62%, against 6.75% at similar lenders, among the lowest tenth. None of its loans was higher-priced (a rate well above the average for similar loans); at peers the share was 2.9%.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. IDB Global Federal Credit Union took 118 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 67.0% · Refinance 33.0%
Conventional 100.0% · of 115 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| District of Columbia | 37 | 32.2% |
| Virginia | 37 | 32.2% |
| Maryland | 36 | 31.3% |
| Florida | 2 | 1.7% |
| Maine | 2 | 1.7% |
| Delaware | 1 | 0.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Washington | 40 |
| Arlington-Alexandria-Reston | 35 |
| Frederick-Gaithersburg-Bethesda | 31 |
| Baltimore-Columbia-Towson | 2 |
| Cape Coral-Fort Myers | 2 |
| Charlottesville | 1 |
| Lynchburg | 1 |
| Portland-South Portland | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 2549003Z8R5QM0WPS603 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 402583 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 514176 | 1991–2017 |
Established 1 January 1961. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: IDB Global Federal Credit Union's data.
IDB Global Federal Credit Union's data
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IDB Global Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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