Growing again
It made 213 loans, up from 178, while similar lenders (savings institutions making between half and twice as many loans) grew 7%. Its growth was faster than at about three in four of them. Its lending peaked at 529 loans in 2020.
Applications / Mortgage Analytics / Lenders / Nebraska / Home Federal Savings and Loan Association of Grand Island
Home Federal Savings and Loan Association of Grand Island
Grand Island, NE · Savings institution · OCC · $536 million assets · 213 loans in 2025
Home Federal Savings and Loan Association of Grand Island's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
213
loans originated, 2025
266
applications, 2025
5
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Home Federal Savings and Loan Association of Grand Island is the fourth-biggest lender in its home market, and its loans rose 20% in 2025, faster than at most similar lenders.
Fourth in Grand Island
It ranks 4 of 112 lenders in Grand Island, where its share rose from 4.2% to 5.2%; Pinnacle Bank leads. In Lincoln its share fell from 0.8% to 0.4%. Shares are measured in dollars, and a few loans either way could account for that.
Smaller loans, poorer borrowers
Its typical loan was $145,000, against $237,500 at similar lenders. Borrowers with low or moderate incomes (LMI) took 40.3% of its loans, against 24.2%, a higher share than at more than nine in ten similar lenders. Majority-minority neighborhoods took 17.8%, against 4.4%. Smaller loans may go more often to lower-income buyers.
Mostly purchases
Purchases made up 54.9% of its loans and refinances 23.9%. FHA loans (insured by the Federal Housing Administration) were 2.3%, a small share, but most similar lenders made none.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
213 loans in 2025, against a peak of 529 in 2020.
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Home Federal Savings and Loan Association of Grand Island took 266 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
54.9% of its 2025 loans were purchase loans; 96.7% were conventional loans.
Purchase 54.9% · Refinance 23.9% · Home improvement 12.7% · Other 8.5%
Conventional 96.7% · FHA 2.3% · USDA (RHS or FSA) 0.5% · VA 0.5% · of 213 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
5 states, 5 metros, 29 counties
| State | Loans | Share |
|---|---|---|
| Nebraska | 207 | 97.2% |
| Arizona | 2 | 0.9% |
| South Dakota | 2 | 0.9% |
| Iowa | 1 | 0.5% |
| Kansas | 1 | 0.5% |
Largest metro areas, 2025
Loans originated
| Metro area | Loans |
|---|---|
| Grand Island | 89 |
| Lincoln | 33 |
| Omaha | 9 |
| Phoenix-Mesa-Chandler | 2 |
| Wichita | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 254900IL7D0ACZ6YVF12 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 317379 | 2014–2023 |
| Respondent ID (the HMDA filer code before 2018) | 1703519 | 2014–2017 |
Established 1 June 1935. Reported under HMDA 2014-2025.
Mergers, name changes, data editions and corrections: Home Federal Savings and Loan Association of Grand Island's data.
The data and the software behind these pages
Home Federal Savings and Loan Association of Grand Island's data
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Home Federal Savings and Loan Association of Grand Island and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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