Applications / Mortgage Analytics / Lenders / Indiana / Home Bank SB
Martinsville, IN · Savings institution · OCC · $433 million assets · 157 loans in 2025
Home Bank SB's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
157
loans originated, 2025
222
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Home Bank SB, an Indiana savings institution, bought 264 loans in 2025, more than the 157 it made itself, after buying none in 2024.
Most similar lenders (savings institutions making between half and twice as many loans) bought none. It bought none in 2024 or in 2020 either, so the purchases are a sharp break in its record. Which loans it bought, and from whom, is an open question.
It made 157 loans, down 6% from 167, while similar lenders grew 5% and the whole market 10%. Its dollar total still rose, to $45.7 million from $41.4 million, because its typical loan grew to $235,000 from $205,000, close to peers' $245,000. It made 530 loans in 2020.
Low- and moderate-income (LMI) borrowers took 33.3% of its loans, against 24.8% at similar lenders, higher than at about four in five of them. Poorer neighborhoods (LMI tracts) took 21.7%, against 16.4%, higher than at about seven in ten. Purchases made up 72.0% of its loans, and all were conventional.
In Bloomington, where it has lent since 1992, it ranks 51 of 229 lenders and held its share at 0.3%. It has lent in the Indianapolis area since at least 1990 and also lends across non-metro Indiana.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Home Bank SB took 222 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 72.0% · Refinance 17.8% · Other 5.7% · Home improvement 4.5%
Conventional 100.0% · of 157 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Indiana | 154 | 98.1% |
| Florida | 3 | 1.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Indianapolis-Carmel-Greenwood | 131 |
| Bloomington | 6 |
| Cape Coral-Fort Myers | 1 |
| Columbus | 1 |
| Fort Wayne | 1 |
| Jacksonville | 1 |
| Tampa | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300MNGYKM8QPYJL44 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 1015270 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 44255 | 1990–2010 |
| Respondent ID (the HMDA filer code before 2018) | 1704255 | 2011–2017 |
Established 1 January 1890. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Home Bank SB's data.
Home Bank SB's data
$215
Home Bank SB and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Home Bank SB's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]