Applications / Mortgage Analytics / Lenders / New Hampshire / Holy Rosary Regional Credit Union
Rochester, NH · Credit union · NCUA · $487 million assets · 298 loans in 2025
Holy Rosary Regional Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
298
loans originated, 2025
407
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Holy Rosary Regional Credit Union lends mostly for home improvements and refinancing, and far more of its loans go to poorer borrowers and neighborhoods than at similar lenders.
Home-improvement loans made up 38.3% of its lending and refinances 34.9%; purchases were 16.8%. All were conventional. Manufactured homes were 4.7% of its loans, against 0.2% at similar lenders (credit unions making between half and twice as many loans).
Low- and moderate-income (LMI) borrowers took 42.2% of its loans, against 27.0% at peers, and LMI areas 26.5%, against 15.6%. Both shares were higher than at about nine in ten similar lenders. It made no loans in majority-minority areas, where peers made 12.9%; the parts of New Hampshire and Maine it serves may hold few such areas.
It made 298 loans, up 5%, close to peers' 7% growth. But its dollar total jumped from $37.4 million to $52.5 million, as its typical loan rose from $105,000 to $130,000. Its count has swung widely, from 97 in 2021 to 328 in 2023.
Its typical rate was 6.50%, against 6.88% at peers, lower than at about two-thirds of similar lenders. In non-metro New Hampshire it ranked 74 of 386 lenders.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Holy Rosary Regional Credit Union took 407 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 38.3% · Refinance 34.9% · Purchase 16.8% · Other 10.1%
Conventional 100.0% · of 298 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| New Hampshire | 263 | 88.3% |
| Maine | 34 | 11.4% |
| Massachusetts | 1 | 0.3% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Rockingham County-Strafford County | 200 |
| Portland-South Portland | 33 |
| Manchester-Nashua | 11 |
| Cambridge-Newton-Framingham | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493000JBDASEOSXCI67 | 2018–2025 |
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493000JBDASE0SXC167 | 2019–2019 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 522696 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 565088 | 1991–2017 |
Established 1 January 1962. Reported under HMDA 1991-2025.
Mergers, name changes, data editions and corrections: Holy Rosary Regional Credit Union's data.
Holy Rosary Regional Credit Union's data
$215
Holy Rosary Regional Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
Buy Holy Rosary Regional Credit Union's data, $215Jenner Mortgage Analytics: all the data
$2,110
Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
Buy the data, $2,110Jenner, the SAS-compatible software
See prices
Jenner runs programs written in the SAS language. It drew every chart on these pages and fitted the fair-lending model, PROC GLIMMIX on 3.5 million applications. Run the programs that come with the data, or your own.
Get JennerQuestions, or the data and Jenner together: [email protected]