Applications / Mortgage Analytics / Lenders / Wisconsin / Hiawatha National Bank
Hager City, WI · National bank · OCC · $756 million assets · 130 loans in 2025
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130
loans originated, 2025
140
applications, 2025
7
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Hiawatha National Bank, a Wisconsin national bank, now makes about as many loans as it did in 2018, after a surge to 587 in 2020.
It made 130 loans in 2025, close to the 146 of 2018. The busy years of 2020 and 2021 may have been the exception for it. Its count slipped 3% in 2025, while similar lenders (national banks making between half and twice as many loans) grew 5%.
Its typical loan, $250,000, was larger than at about seven in ten similar lenders, where it was $180,000. Every loan was conventional. Purchases made up 55.4% of its loans and refinances 40.8%.
Low- and moderate-income (LMI) borrowers took 29.1% of its loans, more than at nearly two-thirds of similar lenders. LMI neighborhoods took 10.8%, a lower share than at about three-quarters of them, and majority-minority neighborhoods 2.3%, against 7.4%. Its largest markets include non-metro Wisconsin, where such neighborhoods may be fewer.
It ranks 103 of 659 lenders in non-metro Wisconsin, where Summit Credit Union leads. In Minneapolis-St. Paul-Bloomington, where it has lent since 1994, it ranks 193 of 688.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Hiawatha National Bank took 140 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 55.4% · Refinance 40.8% · Home improvement 2.3% · Other 1.5%
Conventional 100.0% · of 130 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Wisconsin | 100 | 76.9% |
| Minnesota | 25 | 19.2% |
| District of Columbia | 1 | 0.8% |
| Florida | 1 | 0.8% |
| Illinois | 1 | 0.8% |
| Michigan | 1 | 0.8% |
| Montana | 1 | 0.8% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Minneapolis-St. Paul-Bloomington | 45 |
| Sheboygan | 7 |
| Duluth | 1 |
| Kalamazoo-Portage | 1 |
| Oshkosh-Neenah | 1 |
| Rochester | 1 |
| St. Cloud | 1 |
| Washington | 1 |
| Wildwood-The Villages | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300K3JILC7UMYWR39 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 505550 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 115698 | 1994–2017 |
Established 1 January 1917. Reported under HMDA 1994-2025.
Mergers, name changes, data editions and corrections: Hiawatha National Bank's data.
Hiawatha National Bank's data
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