Applications / Mortgage Analytics / Lenders / Washington / Heritage Bank / Competition
Heritage Bank
Olympia, WA · State non-member bank · FDIC · $7.0 billion assets · 372 loans in 2025
Heritage Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
372
loans originated, 2025
645
applications, 2025
4
states and territories
0
gaps bigger than at similar lenders
Who Heritage Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — SEATTLE-TACOMA-BELLEVUE, WA, 2025
Heritage Bank ranks 75th of 597 lenders in Seattle-Tacoma-Bellevue, WA, with $112.8M lent: 0.2% of a $49.59B market.
Seattle-Tacoma-Bellevue, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — BREMERTON-SILVERDALE-PORT ORCHARD, WA, 2025
Heritage Bank ranks 31st of 326 lenders in Bremerton-Silverdale-Port Orchard, WA, with $28.4M lent: 0.9% of a $3.00B market.
Bremerton-Silverdale-Port Orchard, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PORTLAND-VANCOUVER-HILLSBORO, OR-WA, 2025
Heritage Bank ranks 141st of 566 lenders in Portland-Vancouver-Hillsboro, OR-WA, with $22.0M lent: 0.1% of a $21.35B market.
Portland-Vancouver-Hillsboro, OR-WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 35% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — NON-METRO WASHINGTON, 2025
Heritage Bank ranks 76th of 440 lenders in non-metro Washington, with $13.7M lent: 0.2% of a $6.13B market.
non-metro Washington is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 39% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — OLYMPIA-LACEY-TUMWATER, WA, 2025
Heritage Bank ranks 48th of 303 lenders in Olympia-Lacey-Tumwater, WA, with $10.8M lent: 0.4% of a $2.95B market.
Olympia-Lacey-Tumwater, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 45% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — BOZEMAN, MT, 2025
Heritage Bank ranks 160th of 233 lenders in Bozeman, MT, with $670K lent: 0.0% of a $1.85B market.
Bozeman, MT is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — EUGENE-SPRINGFIELD, OR, 2025
Heritage Bank ranks 95th of 300 lenders in Eugene-Springfield, OR, with $3.3M lent: 0.1% of a $2.27B market.
Eugene-Springfield, OR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 46% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — CORVALLIS, OR, 2025
Heritage Bank ranks 78th of 158 lenders in Corvallis, OR, with $895K lent: 0.1% of a $616.9M market.
Corvallis, OR is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Heritage Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 55% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Heritage Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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