Applications / Mortgage Analytics / Lenders / Alabama / Guardian Credit Union / Competition
Guardian Credit Union
Prattville, AL · Credit union · NCUA · $1.2 billion assets · 265 loans in 2025
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265
loans originated, 2025
611
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Who Guardian Credit Union competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — MONTGOMERY, AL, 2025
Guardian Credit Union ranks 16th of 331 lenders in Montgomery, AL, with $25.6M lent: 1.4% of a $1.87B market.
Montgomery, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Guardian Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 48% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — NON-METRO ALABAMA, 2025
Guardian Credit Union ranks 141st of 523 lenders in non-metro Alabama, with $5.9M lent: 0.2% of a $3.92B market.
non-metro Alabama is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Guardian Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — BIRMINGHAM, AL, 2025
Guardian Credit Union ranks 180th of 523 lenders in Birmingham, AL, with $4.5M lent: 0.1% of a $7.02B market.
Birmingham, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Guardian Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 33% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — AUBURN-OPELIKA, AL, 2025
Guardian Credit Union ranks 145th of 305 lenders in Auburn-Opelika, AL, with $965K lent: 0.1% of a $1.58B market.
Auburn-Opelika, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Guardian Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 41% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — DAPHNE-FAIRHOPE-FOLEY, AL, 2025
Guardian Credit Union ranks 287th of 485 lenders in Daphne-Fairhope-Foley, AL, with $790K lent: 0.0% of a $2.98B market.
Daphne-Fairhope-Foley, AL is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Guardian Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 32% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — PENSACOLA-FERRY PASS-BRENT, FL, 2025
Guardian Credit Union ranks 415th of 515 lenders in Pensacola-Ferry Pass-Brent, FL, with $265K lent: 0.0% of a $3.92B market.
Pensacola-Ferry Pass-Brent, FL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Guardian Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 42% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — HUNTSVILLE, AL, 2025
Guardian Credit Union ranks 435th of 440 lenders in Huntsville, AL, with $85K lent: 0.0% of a $4.63B market.
Huntsville, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Guardian Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 36% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — TUSCALOOSA, AL, 2025
Guardian Credit Union ranks 252nd of 306 lenders in Tuscaloosa, AL, with $225K lent: 0.0% of a $1.26B market.
Tuscaloosa, AL is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Guardian Credit Union in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 49% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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