Applications / Mortgage Analytics / Lenders / Louisiana / Guaranty Bank & Trust Company of Delhi, Louisiana
Delhi, LA · State non-member bank · FDIC · $467 million assets · 326 loans in 2025
Guaranty Bank & Trust Company of Delhi, Louisiana's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
326
loans originated, 2025
354
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Guaranty Bank & Trust Company of Delhi, Louisiana is the second-biggest mortgage lender in Monroe, LA, and its 326 loans in 2025 were 25% more than in 2024.
In Monroe, LA, its largest market since 2013, it ranked 2 of 181 lenders with 7.7% of the market, up 1.9 points from 5.8%. Only Eagle Bank and Trust Company lent more. Its small shares in Baton Rouge and Hammond held steady or edged up.
Originations rose 25%, against 9% at similar lenders (state non-member banks making between half and twice as many loans) and 10% for the whole market; that was faster than about four in five peers. Refinances made up 56.7% of its loans and purchases 37.4%. Its count peaked at 416 in 2022.
Its typical loan was $95,000, against $175,000 at similar lenders, among the lowest tenth. Manufactured homes took 9.5% of its loans, against 2.3%. All its loans were conventional, and none was jumbo.
Low- and moderate-income (LMI) neighborhoods took 37.7% of its loans, against 16.5% at similar lenders, and majority-minority areas 44.2%, against 6.5%; both shares are among the highest tenth. LMI borrowers took 28.1%, near the middle. Monroe and the non-metro Louisiana markets it serves may account for much of this.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Guaranty Bank & Trust Company of Delhi, Louisiana took 354 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 56.7% · Purchase 37.4% · Home improvement 5.2% · Other 0.6%
Conventional 100.0% · of 326 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 324 | 99.4% |
| Arkansas | 2 | 0.6% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Monroe | 271 |
| Baton Rouge | 1 |
| Fayetteville-Springdale-Rogers | 1 |
| Hammond | 1 |
| Hot Springs | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493007JVSQYT5Y2V066 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 969255 | 2013–2023 |
| Respondent ID (the HMDA filer code before 2018) | 319638 | 2013–2017 |
Established 15 October 1966. Reported under HMDA 2013-2025.
Mergers, name changes, data editions and corrections: Guaranty Bank & Trust Company of Delhi, Louisiana's data.
Guaranty Bank & Trust Company of Delhi, Louisiana's data
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Guaranty Bank & Trust Company of Delhi, Louisiana and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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