Applications / Mortgage Analytics / Lenders / South Carolina / Greenville Federal Credit Union
Greenville, SC · Credit union · NCUA · $495 million assets · 184 loans in 2025
Greenville Federal Credit Union's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
184
loans originated, 2025
443
applications, 2025
1
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Greenville Federal Credit Union made 59% more loans in 2025 than in 2024, a faster rise than at about nine in ten similar lenders, and it gained share in its home market.
Its lending had slumped to 116 loans in 2024, from 341 in 2022. In 2025 it climbed back to 184. Similar lenders, credit unions making between half and twice as many loans, grew by 7%. The money lent more than doubled, to $44.5 million, because its typical loan rose to $115,000 from $65,000.
In Greenville-Anderson-Greer, where it has lent since at least 1990, its share rose by 0.3 points to 0.5%. It ranked 55 of 589 lenders in a market led by Rocket Mortgage and United Wholesale Mortgage. In Spartanburg its share rose by 0.2 points, to 0.2%.
Home improvement made up 31.0% of its loans; purchases were only 21.7%. Every loan was conventional, with no government backing. It made a few jumbo loans (larger than the conforming limit), 2.5% of the total, where the typical similar lender made none.
Borrowers with low and moderate incomes (LMI) got 16.3% of its loans, against 27.9% at similar lenders, a lower share than at nearly nine in ten. The jump in its typical loan may be one reason, since bigger loans tend to go to higher earners. Where its members live may be another; county figures would tell.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Greenville Federal Credit Union took 443 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Home improvement 31.0% · Other 27.7% · Purchase 21.7% · Refinance 19.6%
Conventional 100.0% · of 184 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| South Carolina | 184 | 100.0% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Greenville-Anderson-Greer | 160 |
| Spartanburg | 17 |
| Charleston-North Charleston | 3 |
| Charlotte-Concord-Gastonia | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300B5RA7BRG1R2728 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 1000584 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 519116 | 1990–2017 |
Established 1 January 1968. Reported under HMDA 1990-2025.
Mergers, name changes, data editions and corrections: Greenville Federal Credit Union's data.
Greenville Federal Credit Union's data
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Greenville Federal Credit Union and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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