Applications / Mortgage Analytics / Lenders / Kansas / Great American Bank
Lawrence, KS · State non-member bank · FDIC · $496 million assets · 133 loans in 2025
Great American Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
133
loans originated, 2025
148
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Great American Bank made fewer loans in 2025 but gained ground in Lawrence, KS, where it ranks 10 of 222 lenders.
It made 133 loans, down 20% from 166. Similar lenders (state non-member banks making between half and twice as many loans) grew 10%, as did the whole market, and its growth was lower than about nine in ten of them. Yet its lending rose to $46.0 million from $38.4 million, because its typical loan rose to $235,000 from $195,000. Larger purchase loans, which made up 55.6% of its lending, may be one reason.
In Lawrence, KS its share rose 0.3 points to 2.5%, behind Mid America Bank and Northmarq Capital Finance. In Kansas City, a $16.29B market, its share slipped 0.1 points to 0.1%; a bank its size may simply concentrate nearer home. The filings of The University National Bank of Lawrence, which merged into it in 2022, count in these figures.
It lends heavily in poorer places. Of its loans, 43.3% were in low- and moderate-income (LMI) neighborhoods, against 17.5% at similar lenders, higher than nearly all of them. But LMI borrowers took 19.1% of its loans, lower than most peers. Lending in lower-income areas does not always mean lending to lower-income borrowers, and its larger loans may reflect that.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Great American Bank took 148 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 55.6% · Refinance 36.1% · Home improvement 8.3%
Conventional 100.0% · of 133 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Kansas | 73 | 54.9% |
| Missouri | 36 | 27.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Kansas City | 55 |
| Lawrence | 54 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 549300WOSE1H63K0E875 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 2815879 | 2005–2023 |
| Respondent ID (the HMDA filer code before 2018) | 335292 | 2005–2017 |
Established 7 August 2000. Reported under HMDA 2005-2025.
Mergers, name changes, data editions and corrections: Great American Bank's data.
Great American Bank's data
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