Applications / Mortgage Analytics / Lenders / Oklahoma / Grand Savings Bank
Grove, OK · State non-member bank · FDIC · $1.0 billion assets · 136 loans in 2025
Grand Savings Bank's data, $215Buy the data, $2,110Get Jenner, the SAS-compatible software
136
loans originated, 2025
153
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Grand Savings Bank, a lender from Grove, Oklahoma, whose main state is Arkansas, made 46% more loans in 2025, and much bigger ones.
It made 136 loans, up from 93. Similar lenders (state non-member banks making between half and twice as many loans) grew by 9% and the whole market by 10%. The amount it lent nearly doubled, to $44.0 million from $22.8 million, as its typical loan rose to $280,000 from $165,000, against $175,000 at its peers. The rebound follows two lean years: its loans peaked at 234 in 2022 and fell to 93 in 2024.
Its share of lending in Fayetteville-Springdale-Rogers, AR, where it has lent since 1994, rose. Arvest Bank leads there. In non-metro Oklahoma it ranked 60 of 538.
Borrowers with low and moderate incomes (LMI) took 17.5% of its loans, down from 29.8% and below the 28.0% at similar lenders. Its larger loans, and a purchase share of 72.8%, could account for this if more of its borrowers were buying dearer homes. LMI neighborhoods took 16.9%, near the middle of its peers.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Grand Savings Bank took 153 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 72.8% · Refinance 20.6% · Home improvement 4.4% · Other 2.2%
Conventional 100.0% · of 136 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Arkansas | 88 | 64.7% |
| Oklahoma | 45 | 33.1% |
| Missouri | 3 | 2.2% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Fayetteville-Springdale-Rogers | 86 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 5493003K28DNSKKT2059 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 732178 | 2014–2023 |
| Respondent ID (the HMDA filer code before 2018) | 332084 | 2014–2017 |
Established 10 April 1981. Reported under HMDA 2014-2025.
Mergers, name changes, data editions and corrections: Grand Savings Bank's data.
Grand Savings Bank's data
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