Applications / Mortgage Analytics / Lenders / Arizona / Goldwater Bank / Competition
Goldwater Bank
Phoenix, AZ · National bank · OCC · $515 million assets · 240 loans in 2025
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240
loans originated, 2025
266
applications, 2025
24
states and territories
0
gaps bigger than at similar lenders
Who Goldwater Bank competes with, by dollars lent in 2025, in its five largest markets and the three it entered most recently. A Pareto chart puts the lenders in order of size and draws their running share, so the reader sees how concentrated each market is: where the line climbs steeply, a few lenders hold most of it.
FIG. 1 — ATLANTA-SANDY SPRINGS-ALPHARETTA, GA, 2025
Goldwater Bank ranks 263rd of 892 lenders in Atlanta-Sandy Springs-Alpharetta, GA, with $21.5M lent: 0.0% of a $52.32B market.
Atlanta-Sandy Springs-Alpharetta, GA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Goldwater Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 2 — HOUSTON-PASADENA-THE WOODLANDS, TX, 2025
Goldwater Bank ranks 395th of 929 lenders in Houston-Pasadena-The Woodlands, TX, with $7.3M lent: 0.0% of a $43.85B market.
Houston-Pasadena-The Woodlands, TX is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Goldwater Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 30% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 3 — PHOENIX-MESA-CHANDLER, AZ, 2025
Goldwater Bank ranks 367th of 879 lenders in Phoenix-Mesa-Chandler, AZ, with $7.1M lent: 0.0% of a $50.70B market.
Phoenix-Mesa-Chandler, AZ is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Goldwater Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 34% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 4 — OKLAHOMA CITY, OK, 2025
Goldwater Bank ranks 185th of 534 lenders in Oklahoma City, OK, with $6.0M lent: 0.1% of a $8.31B market.
Oklahoma City, OK is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Goldwater Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 5 — BREMERTON-SILVERDALE-PORT ORCHARD, WA, 2025
Goldwater Bank ranks 84th of 326 lenders in Bremerton-Silverdale-Port Orchard, WA, with $5.2M lent: 0.2% of a $3.00B market.
Bremerton-Silverdale-Port Orchard, WA is one of its five largest markets. Bars: dollars lent by each of the ten largest lenders, and Goldwater Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 40% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 6 — ATHENS-CLARKE COUNTY, GA, 2025
Goldwater Bank ranks 164th of 316 lenders in Athens-Clarke County, GA, with $755K lent: 0.1% of a $1.33B market.
Athens-Clarke County, GA is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Goldwater Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 44% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 7 — NON-METRO GEORGIA, 2025
Goldwater Bank ranks 366th of 683 lenders in non-metro Georgia, with $1.7M lent: 0.0% of a $8.64B market.
non-metro Georgia is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Goldwater Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 31% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
FIG. 8 — NON-METRO ALABAMA, 2025
Goldwater Bank ranks 277th of 523 lenders in non-metro Alabama, with $1.4M lent: 0.0% of a $3.92B market.
non-metro Alabama is one of the three markets it entered most recently. Bars: dollars lent by each of the ten largest lenders, and Goldwater Bank in amber (marked ▶, with its rank when below the ten). Line: the running total of the bars as a share of the whole market, ending at 29% of it.
SOURCE: FFIEC HMDA 2025, DOLLARS LENT ON LOANS ORIGINATED
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Goldwater Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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Every mortgage application reported under HMDA from 1990 to 2025, cleaned and corrected, every lender followed across name changes and mergers, with the market-share and fair-lending tables behind these pages and the Jenner programs that built them: the warehouse and the datamart, as Parquet files.
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