Applications / Mortgage Analytics / Lenders / Iowa / Glenwood State Bank
Glenwood, IA · State member bank · FRS · $331 million assets · 160 loans in 2025
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160
loans originated, 2025
167
applications, 2025
3
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Glenwood State Bank, a small Iowa bank, lends to lower-income borrowers far more often than nearly all similar lenders.
Low- and moderate-income (LMI) borrowers took 46.1% of its loans, up from 35.3%, against 27.7% at similar lenders (state member banks making between half and twice as many loans). That share was higher than at nearly all of them. LMI neighborhoods took 28.7%, against 16.5%, higher than at about four in five.
Its typical loan was $105,000, against $175,000 at similar lenders, among the lowest twentieth. Every loan was conventional. Home-improvement loans (10.0%) and other-purpose loans (8.1%) may account for part of the gap.
Originations rose 7% to 160, close to the 8% at similar lenders. They have climbed in every reported year since 2019, from 107. It filed no report for 2020, a gap in the record rather than a year without lending.
In Omaha, IA-NE, where it has lent since 2004, it ranked 69 of 417 lenders, and its share rose to 0.3%. JPMorgan Chase Bank led.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Years with no HMDA report from this lender are left out: since 2020 a bank making fewer than 100 closed-end loans a year need not report. Glenwood State Bank took 167 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Purchase 41.9% · Refinance 40.0% · Home improvement 10.0% · Other 8.1%
Conventional 100.0% · of 160 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Iowa | 144 | 90.0% |
| Nebraska | 11 | 6.9% |
| Missouri | 5 | 3.1% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Omaha | 135 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930094PMFTE71NZK32 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 566243 | 2004–2023 |
| Respondent ID (the HMDA filer code before 2018) | 2566243 | 2004–2017 |
Established 1 January 1899. Reported under HMDA 2004-2025.
Mergers, name changes, data editions and corrections: Glenwood State Bank's data.
Glenwood State Bank's data
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Glenwood State Bank and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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