Applications / Mortgage Analytics / Lenders / Louisiana / Gibsland Bank & Trust Company
Gibsland, LA · State non-member bank · FDIC · $586 million assets · 156 loans in 2025
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156
loans originated, 2025
213
applications, 2025
2
states and territories
0
gaps bigger than at similar lenders
Our analysis, 2025
Gibsland Bank & Trust Company makes small loans, many on manufactured homes, and lends far more in poorer and majority-minority neighborhoods than most similar banks.
Its typical loan, $105,000, was smaller than at about nine in ten similar lenders (state non-member banks making between half and twice as many loans), whose typical loan was $175,000. Manufactured homes took 14.1% of its loans, against 2.8% at its peers. Every loan was conventional, and refinances slightly outnumbered purchases.
Low- and moderate-income (LMI) neighborhoods took 39.7% of its loans, against 17.5% at similar lenders. Majority-minority neighborhoods took 33.3%, against 5.1%. Both shares were higher than at nearly nine in ten similar lenders, and the LMI share rose from 36.8% a year earlier.
It has lent in Monroe and Shreveport-Bossier City since 2000. In Monroe its share rose to 0.9% from 0.5%, putting it 29th of 181 lenders. In Shreveport-Bossier City it edged up to 0.6%. Its largest market is non-metro Louisiana, where it ranks 25th of 316.
It made 156 loans, 1% more than in 2024, while similar lenders grew 9% and the whole market 10%. Its yearly count has stayed between 130 and 212 since 2018.
Similar lenders: same lender type, originations between half and twice the lender's in the data year. Written from the 2025 HMDA data and checked figure by figure against it.
FIG. 1 — LOANS ORIGINATED, 2018–2025
Originated means the loan was made: applications denied, withdrawn or not accepted are not counted. Gibsland Bank & Trust Company took 213 applications in 2025.
SOURCE: FFIEC HMDA, LOANS ORIGINATED (ACTION TAKEN: LOAN ORIGINATED)
FIG. 2 — PRODUCT MIX, 2025
Refinance 46.8% · Purchase 42.3% · Home improvement 5.8% · Other 5.1%
Conventional 100.0% · of 156 loans. Purchase: buying a home. Refinance: replacing an existing mortgage, including cash-out. FHA: insured by the Federal Housing Administration. VA: guaranteed by the Department of Veterans Affairs. Conventional: neither.
SOURCE: FFIEC HMDA 2025, LOANS ORIGINATED
Where it lends, 2025
| State | Loans | Share |
|---|---|---|
| Louisiana | 153 | 98.1% |
| Texas | 3 | 1.9% |
Largest metro areas, 2025
| Metro area | Loans |
|---|---|
| Shreveport-Bossier City | 46 |
| Monroe | 9 |
| Beaumont-Port Arthur | 1 |
| Dallas-Plano-Irving | 1 |
| Lafayette | 1 |
Identifiers
| LEI (Legal Entity Identifier, the global company code HMDA has used since 2018) | 54930094EUD08LZEJR51 | 2018–2025 |
| RSSD (the Federal Reserve's identifier for banks and their parents) | 734350 | 2010–2023 |
| Respondent ID (the HMDA filer code before 2018) | 316689 | 2000–2017 |
Established 15 April 1948. Reported under HMDA 2000-2025.
Mergers, name changes, data editions and corrections: Gibsland Bank & Trust Company's data.
Gibsland Bank & Trust Company's data
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Gibsland Bank & Trust Company and its peers, 2018–2025: every application in the HMDA data, cleaned and corrected, as Parquet files, with the Jenner programs that made these pages.
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